NEW Investment Ideas

Our Latest Selection Of Investment Ideas

New Fixed Income Plan
ProviderPlan NameCounterpartyISA OptionTermAnnual IncomeMore Info
FTSE 100 Enhanced Income PlanInvestec Bank plcyes5 years

4.35%

fixed income

More Info >
  • 4.35% income pa paid regardless of the performance of the FTSE 100
  • Monthly income
  • Available for ISA, ISA transfer and direct investment 
  • Investment deadline for ISA transfers - 13 October 2017
  • Investment deadline for direct and ISA applications - 3 November 2017
  • Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from it's initial level, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • An arrangement fee applies to this plan
  • Product designed to be held for the full term
Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.

NEW P2P Investment Opportunities
ProviderAccountTarget ReturnTermMore Info

up to 8.70%

per annum

1 to 5 YearsMore Info >
  • Earn estimated 8.70% APR*
  • 1 - 5 year term
  • Available for ISA, ISA transfer & direct investment
  • Minimum investment £10
  • Manage your account online
  • Capital is at risk and returns may be higher or lower
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS
8.00%
average return
No Fixed TermMore Info >
  • With a Self Select Account you choose how to invest your money on the Loan Market. There are two types of loan you can invest in: 
  • New loans - bid in an online auction where you decide how much you would like to lend to each borrower, and at what interest rate. You can invest from as little as £20 and bid at rates starting from 5.95%.
  • Existing loans - you can buy loans from other investors on the Loan Market. There is no bidding involved and you can invest instantly. 
  • Loan sales - you can choose to the list your loans for sale on the Loan Market. All sales are subject to a fee of 0.5%
  • Average return - 8% a year
  • No fixed term, hold for as long as you wish
  • Minimum investment £20
  • Transparent fees – 1% of the amount invested
  • 0.5% fee for selling loan
  • Capital is at risk
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS
7.00%
per annum
3 years (flexible)More Info >
  • Earn 7.00% P.A. gross return per annum, capped and protected by a Provision Fund
  • Invest from £1
  • Manage your account online
  • The Green Energy Income Account (GEIA) allows investors to automatically invest in business loans to renewable-energy projects that benefit from government subsidies, such as Feed-in Tariffs. These projects include wind, solar and wave energy-conversion, but exclude fossil fuels and nuclear power
  • The typical period for GEIA loans is three years
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS
7.00%
per annum
Up to 5 YearsMore Info >
  • Earn 7.00% P.A. gross return per annum, capped and protected by a Provision Fund
  • Invest from £1
  • Manage your account online
  • The Great British Business Account (GBBA) allows investors to automatically invest in business loans to small and medium-sized enterprises (SMEs). All loans are secured against property and have passed Assetz Capital's strict credit checks
  • The typical period for the account is up to five years
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS

6.00%

target rate p.a.

No Fixed TermMore Info >
  • Innovative Finance ISAs (IFISA) are the new way to invest tax-free. Just like Cash and Stocks & Shares ISAs, you can invest up to £15,240 each tax year, and you don’t need to pay any personal taxes on your earnings
  • Lending Crowd will automatically diversify your funds across at least 20 loans through their Loan Market, with no more than 5% of your funds invested in any one loan. All repayments will be automatically reinvested.
  • Target return - 6% a year
  • No income tax or capital gains tax to pay on your profits
  • No fixed term, hold for as long as you wish
  • Also accepts ISA transfers from previous year's ISA's 
  • Minimum investment £1,000, Maximum £20,000
  • The target rate is variable, net of ongoing management fees, estimated bad debt and before the 1% withdrawal fee
  • Capital is at risk
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS
6.00%
target rate per annum
No Fixed TermMore Info >
  • No investment decisions to make - your investment is automatically diversified across a portfolio of credit assessed small business loans 
  • Target return - 6% a year
  • No fixed term, hold for as long as you wish
  • Minimum investment £1,000
  • The target rate is variable, net of ongoing management fees, estimated bad debt and before the 1% withdrawal fee
  • Capital is at risk
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS
4.25%
per annum
30 Day NoticeMore Info >
  • Earn 4.25% P.A. gross return per annum, capped and protected by a Provision Fund
  • Invest from £1
  • Manage your account online
  • The 30-Day Access Account (30DAA) allows investors to automatically invest in secured business loans that have passed Assetz Capital's strict credit checks.
  • You only need to provide 30 days' notice in normal market conditions to withdraw your cash, or to transfer funds to other Assetz Capital Investment Accounts.
  • No fees for withdrawals and access to funds after 30 days' notice, in normal market conditions.
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS

3.75%

annualised p.a.

Up to 5 YearsMore Info >
  • The Property‐Backed ISA is the latest in Landbay's peer‐to‐peer investments following the introduction of the Innovative Finance ISA from HM Treasury in 2016. A Landbay ISA investment is the same as a Classic investment with a tax‐free wrapper
  • Earn estimated 3.75% APR*
  • Up to 5 year term
  • Also accepts ISA transfers from previous year's ISA's 
  • Minimum investment £5000, Maximum £20,000
  • No ongoing fees or investment fees
  • Investments are automatically diversified across multiple buy-to-let mortgages
  • Sell your investment on the secondary market at any time, subject to Landbay's ability to reallocate your invested loan parts
  • Landbay's Reserve Fund exists in case a borrower misses a payment or defaults. To date they've had none
  • Capital is at risk and returns may be higher or lower
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS
3.75%
per annum
Instant AccessMore Info >
  • Earn 3.75% P.A. gross return per annum, capped and protected by a Provision Fund
  • Invest from £1
  • Manage your account online
  • The Quick Access Account (QAA) allows investors to automatically invest in secured business loans that have passed Assetz Capital's strict credit checks
  • No fees for withdrawals and with very fast access to funds under normal market conditions
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS

up to 3.54%

per annum

 More Info >
  • Earn up to 3.54% per annum
  • 3 year fixed term
  • Monthly interest can be withdrawn or reinvested
  • Secured on British property
  • Withdraw or sell your investment at any time on Landbay's secondary market
  • Manage your account online
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS

up to 3.03%

per annum (tracks Libor +3.00%)

 More Info >
  • Earn 3.03% annualised per annum
  • Tracks Libor + 2.70%
  • Manage your account online
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS

Peer-to-peer lending can offer potentially attractive returns. There is a risk you may lose some or all of your initial investment as it is not protected by the Financial Services Compensation Scheme, although many lenders offer their own compensation schemes.

*Returns may be higher or lower

New P2P Innovative Finance ISA
ProviderAccountTarget ReturnTermMore Info

up to 8.70%

per annum

1 to 5 YearsMore Info >
  • Earn estimated 8.70% APR*
  • 1 - 5 year term
  • Available for ISA, ISA transfer & direct investment
  • Minimum investment £10
  • Manage your account online
  • Capital is at risk and returns may be higher or lower
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS

6.00%

target rate p.a.

No Fixed TermMore Info >
  • Innovative Finance ISAs (IFISA) are the new way to invest tax-free. Just like Cash and Stocks & Shares ISAs, you can invest up to £15,240 each tax year, and you don’t need to pay any personal taxes on your earnings
  • Lending Crowd will automatically diversify your funds across at least 20 loans through their Loan Market, with no more than 5% of your funds invested in any one loan. All repayments will be automatically reinvested.
  • Target return - 6% a year
  • No income tax or capital gains tax to pay on your profits
  • No fixed term, hold for as long as you wish
  • Also accepts ISA transfers from previous year's ISA's 
  • Minimum investment £1,000, Maximum £20,000
  • The target rate is variable, net of ongoing management fees, estimated bad debt and before the 1% withdrawal fee
  • Capital is at risk
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS

3.75%

annualised p.a.

Up to 5 YearsMore Info >
  • The Property‐Backed ISA is the latest in Landbay's peer‐to‐peer investments following the introduction of the Innovative Finance ISA from HM Treasury in 2016. A Landbay ISA investment is the same as a Classic investment with a tax‐free wrapper
  • Earn estimated 3.75% APR*
  • Up to 5 year term
  • Also accepts ISA transfers from previous year's ISA's 
  • Minimum investment £5000, Maximum £20,000
  • No ongoing fees or investment fees
  • Investments are automatically diversified across multiple buy-to-let mortgages
  • Sell your investment on the secondary market at any time, subject to Landbay's ability to reallocate your invested loan parts
  • Landbay's Reserve Fund exists in case a borrower misses a payment or defaults. To date they've had none
  • Capital is at risk and returns may be higher or lower
  • Must be aged 18 or older
  • Peer to peer lending is not covered by the FSCS

Peer-to-peer lending can offer potentially attractive returns. There is a risk you may lose some or all of your initial investment as it is not protected by the Financial Services Compensation Scheme, although many lenders offer their own compensation schemes.

*Returns may be higher or lower

 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.