Compare 0% New Purchase Credit Cards »

No interest credit cards can present a great opportunity to get your card finances under control and to alleviate the strain of meeting repayments whilst also paying interest.  With no interest to pay on an initial term, you can consolidate your card debts into one balance or you can simply enjoy the lack of monthly repayments and interest growth on the account.  No interest credit cards can offer:

  • An introductory term, possibly stretching up to 12 months.
  • 0% interest on the balance during this period.
  • Conditions, such as purchases made with the card incurring normal interest rates.

0% interest credit cards usually refers to an introductory offer on purchases and/or balance transfers; once this period is up then the interest will revert back to the standard APR. There may be balance transfer fees if you want to change to another account at the end of the introductory period too, so always check the small print. Use our free online comparison service to find the best no interest credit card for you.

Top Deals
ProviderBalance TransfersPurchasesRepresentative APR (Variable)Apply
0% for 16 months
1.99% fee
0% for 6 months15.8%Apply Now >
Virgin Money All Round Credit Card (Issued by MBNA Europe Bank)
Representative Example: Representative 15.8% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 15.8%

  • Discounts on holidays, experiences, days out and more
  • Contactless payment for purchases up to £15
  • Paperless statements
  • No annual fee
0% for 9 months
2.90% fee
0% for 15 months16.9%Apply Now >
Tesco Bank Clubcard Credit Card MasterCard (Issued by Tesco Bank)
Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 16.9%

  • Earn points when you spend
  • Collect 1 Clubcard point for every £4 you spend anywhere in the world
  • Collect 5 points for every £4 you spend on fuel at Tesco filling stations
  • 10 customers will win £1,500 towards the cost of Christmas
  • No annual fee
0% for 13 months
2.89% fee
0% for 13 months18.9%Apply Now >
Virgin Money Purchase Credit Card (Issued by MBNA Europe Bank)
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 18.9%

  • Discounts on holidays, experiences, days out and more
  • Contactless payment for purchases up to £15
  • Paperless statements
  • No annual fee
0% for 20 months
2.99% fee
0% for 3 months16.8%Apply Now >
Virgin Money Balance Transfer Credit Card MasterCard (Issued by MBNA Europe Bank)
Representative Example: Representative 16.8% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 16.8%

  • Discounts on holidays, experiences, days out and more 
  • Contactless payment for purchases up to £15
  • Paperless statements
  • No annual fee

Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.

 

* See Credit Card Provider Terms & Conditions

0% Bal. Transfer
ProviderBalance TransfersPurchasesRepresentative APR (Variable)Apply
0% for 22 months (maximum balance transfer: £3,000)
3.50% fee
0% for 3 months 17.9%Apply Now >
Halifax Balance Transfer Credit Card (Issued by Halifax)
Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 17.95%

  • A long introductory interest free period to help you manage your existing credit
  • Manage your account online
  • No annual fee
  • You must have an annual income of £20,000 or more to apply
0% for 20 months
2.99% fee
0% for 3 months16.8%Apply Now >
Virgin Money Balance Transfer Credit Card MasterCard (Issued by MBNA Europe Bank)
Representative Example: Representative 16.8% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 16.8%

  • Discounts on holidays, experiences, days out and more 
  • Contactless payment for purchases up to £15
  • Paperless statements
  • No annual fee
0% for 16 months
1.99% fee
0% for 6 months15.8%Apply Now >
Virgin Money All Round Credit Card (Issued by MBNA Europe Bank)
Representative Example: Representative 15.8% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 15.8%

  • Discounts on holidays, experiences, days out and more
  • Contactless payment for purchases up to £15
  • Paperless statements
  • No annual fee
0% for 15 months
3.50% fee
0% for 15 months17.9%Apply Now >
Halifax All in One MasterCard (Issued by Halifax)
Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 18.0%
The APR and length of the promotional offer are dependent on your personal circumstances.

  • You don't have to choose between 0% on balance transfers and purchases
  • No annual fee
  • Discounts on travel, entertainment and shopping 

Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.

 

* See Credit Card Provider Terms & Conditions

0% on Purchases
ProviderBalance TransfersPurchasesRepresentative APR (Variable)Apply
0% for 9 months
2.90% fee
0% for 15 months16.9%Apply Now >
Tesco Bank Clubcard Credit Card MasterCard (Issued by Tesco Bank)
Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 16.9%

  • Earn points when you spend
  • Collect 1 Clubcard point for every £4 you spend anywhere in the world
  • Collect 5 points for every £4 you spend on fuel at Tesco filling stations
  • 10 customers will win £1,500 towards the cost of Christmas
  • No annual fee
0% for 13 months
2.89% fee
0% for 13 months18.9%Apply Now >
Virgin Money Purchase Credit Card (Issued by MBNA Europe Bank)
Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 18.9%

  • Discounts on holidays, experiences, days out and more
  • Contactless payment for purchases up to £15
  • Paperless statements
  • No annual fee
0% for 12 months
3.00% fee
0% for 12 months17.9%Apply Now >
Bank of Scotland All in One MasterCard (Issued by Bank of Scotland)
Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 18.0%

  • No annual fee

Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.

 

* See Credit Card Provider Terms & Conditions