No Notice Savings Accounts

No notice savings accounts let you access your savings whenever you want, without losing any interest. Other savings accounts, like fixed rate bonds, do not allow access, or charge an interest penalty for making withdrawals. With a no notice savings account, you can earn a copetitive rate of interest without losing access to your money, but the interest rate will usually not be as high as those available with fixed rate bonds.

To carry out a comparison of the latest no notice savings accounts, please see our table below for more information on the best offers currently available.

Instant Access Savings Accounts Deals
ProviderAccountInterest Rate (AER)TermApply
3.17%Easy AccessApply Now >
Up to 3.17% AER (including 1.62% gross p.a. bonus for 12 months when you save £25,000 or more) Open with £1,000. Easy access, with 1 free withdrawal per year.
3.10%Instant AccessApply Now >
3.10% AER variable (3.06% gross p.a.) including a fixed bonus of 2.56% gross p.a. for 12 months from account opening. After 12 months the rate will revert to the standard variable rate.
3.06%Easy AccessApply Now >
3.06% gross/AER variable including 12 month fixed bonus of 2.06% paid until 30th June 2013. £1,000 minimum opening balance. Easy access. Online management.

No notice savings accounts allow customers to earn interest on money that will still be relatively accessible. However, it is important to remember that they are not without their drawbacks.


The interest rates on these types of accounts are often lower compared to other types of savings account. Although it is possible to find accounts with a good rate of interest, customers are unlikely to find one with interest rates that are comparable to a fixed rate ISA for example.


Customers will be taxed on any interest that is earned from using a no notice savings account, so it is therefore important to consider how often it will be necessary to withdraw money from such an account.


If withdrawals are not going to be regularly made from a no notice account, it may instead be worth an account with a better interest rate, such as an ISA . You should have these details as clears as you can before you begin a comparison of savings deals through the use of the tables on this page.

Latest Fixed Rate Bond Deals
ProviderAccountInterest Rate (AER)TermApply
4.26%5 YearsApply Now >
Earn 4.26% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.
3.72%3 YearsApply Now >
A rate of 3.72% Gross/AER fixed for 3 years. Deposit from £500. No additional withdrawals or deposits.
3.63%2 YearsApply Now >
A rate of 3.63% Gross/AER fixed for 2 years. Deposit from £500. No additional withdrawals or deposits.
Monthly interest savings accounts come in all shapes and sizes, including:

You can compare deals using the tables above to see if there's a monthly interest savings account to suit your needs and apply today.