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7% potential annual income, capital protected

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No Notice Savings Accounts Best Buys

When looking for the right savings account deal, it is important to consider a range of different providers as well as the pros and cons associated with this type of savings account. To find the best buys on no notice savings accounts compare a range of providers and the various no notice savings accounts that they offer.


A no notice savings account allows you to save money and earn interest on your savings, while still being able to easily access your savings when you need to. However, the interest you earn on your savings is likely to be taxed and the rate of interest may not be as high as it is in other savings accounts, such as fixed rate bonds.


Take a look at our no notice savings accounts comparison tables to compare a range of best buy deals from leading providers:

Instant Access Savings Accounts Deals
ProviderAccountInterest Rate (AER)TermApply
3.17%Easy AccessApply Now >
Up to 3.17% AER (including 1.62% gross p.a. bonus for 12 months when you save £25,000 or more) Open with £1,000. Easy access, with 1 free withdrawal per year.
3.10%Instant AccessApply Now >
3.10% AER variable (3.06% gross p.a.) including a fixed bonus of 2.56% gross p.a. for 12 months from account opening. After 12 months the rate will revert to the standard variable rate.
3.06%Easy AccessApply Now >
3.06% gross/AER variable including 12 month fixed bonus of 2.06% paid until 30th June 2013. £1,000 minimum opening balance. Easy access. Online management.
3.01%Instant AccessApply Now >
Rate includes a 1.36% gross/AER fixed interest bonus for the first 12 months. Monthly interest available. Unlimited free withdrawals. Open with £1.
2.80%Easy AccessApply Now >
Includes a 0.89% bonus payment for the 1st 12 months giving you a return of 2.80% AER. Open with £1,000.
up to
2.50%		Instant AccessApply Now >
Earn tiered rates of up to 2.50% Gross/AER when you save £500 or more. Open with £1. Unlimited withdrawals. Save up to £1,000 each month.
1.51%Instant AccessApply Now >
From 0.6% - 2.01% with 12 month bonus.
0.75%Instant AccessApply Now >
0.75% including a 0.50% bonus on months where you don't make a withdrawal. Rate without bonus is 0.25%.
1.60%Instant accessApply Now >
1.60 AER/Gross variable. This rate includes a fixed introductory bonus of 1.50% AER for the first 12 months.
2.50%Instant accessApply Now >
Existing customers only. 2.50% AER/Gross (variable) on balances of £10,000 or more or 1.60% AER/Gross from £1 to £10,000. These rates include a fixed introductory bonus of 1.50% AER for the first 12 months.

Although it is highly recommended to compare financial providers, you may wish to stay with your current provider because you may receive benefits if you possess numerous financial products from the same provider.


Advantages

 

  • Flexibility – no notice savings accounts offer you a safe place to store your savings while earning interest and being able to access them at any time.
  • As your savings require no notice period, you can withdraw at any time without a fee, to use in an emergency.


Disadvantages

 

  • Interest rates may not be particularly high in a no notice savings account 
  • There may be delays in transferring savings from one account to another and between different providers
  • A tax free savings account may be a better option if you do not require instant access to your savings. This may allow you to earn more interest on your savings, as they are locked away for a set term, as opposed to the no notice savings account.
  • It may not be possible to make direct debit arrangements with a no notice savings account.


Be sure to take the time to look at a number of different saving account deals before you make your final decision.

Latest Fixed Rate Bond Deals
ProviderAccountInterest Rate (AER)TermApply
4.26%5 YearsApply Now >
Earn 4.26% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.
3.72%3 YearsApply Now >
A rate of 3.72% Gross/AER fixed for 3 years. Deposit from £500. No additional withdrawals or deposits.
3.63%2 YearsApply Now >
A rate of 3.63% Gross/AER fixed for 2 years. Deposit from £500. No additional withdrawals or deposits.
Monthly interest savings accounts come in all shapes and sizes, including:

You can compare deals using the tables above to see if there's a monthly interest savings account to suit your needs and apply today.

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