Northern Rock Personal Loans

Compare Northern Rock Loans

ProviderLoan AmountCredit HistoryRates FromTerm 
£1,000 to £35,000Good Credit Only3.3%

APR
Representative

(£7,500-£10,999)

6 months to 5 yearsGet Quotes >
  • Ratesetter is the largest peer to peer lending company in the United Kingdom. Peer to peer lending is becoming an increasingly popular way to borrow money.
  • Debt consolidation allowed
  • No early repayment charge
  • Fast loan - Money in your bank in 1 working day
  • Good credit history required
  • Must be aged 21 and resident in the UK for 3 years
  • You hold a UK bank or building society account
  • Regular source of income

Representative Example: The Representative APR is 3.3%, so if you borrow £7,500 over 3 years at a rate of 3.23% p.a. (fixed) plus an arrangement fee of £7.70, you will repay £218.94 for 36 months and £7,881.84 in total.

£1,000 to £25,000Good Credit Only3.3%

APR
Representative

(£7,500-£15,000)

1 year to 5 yearsGet Quotes >
  • Quote takes 3 minutes (Won't affect your credit score)
  • Money can be with you within 3 working days
  • Voted most trusted loan provider (Moneywise customer service awards 2010 - 2015)
  • Must be aged 18
  • UK Resident with a UK bank account

Representative Example: The Representative APR is 3.3%, so if you borrow £7,500 over 3 years at a rate of 3.03% p.a. (fixed) plus an arrangement fee of £30, you will repay £218.94 for 36 months and £7,881.84 in total. 

£7,000 to £15,000Good Credit Only3.3%

APR
Representative

(£7,000-£15,000)

1 year to 8 yearsGet Quotes >
  • 3.30% APR for personal loans between £7,000 and £15,000
  • Fixed repayment terms
  • Get a personalised quote online without affecting your credit score
  • Must be aged 18
  • UK Resident with a UK bank account
  • Minimum Income or pension before tax of £10,000

Representative Example: The Representative APR is 3.3%. Based on an assumed loan amount of £8,000 over 60 months at a interest rate of 3.3% pa (fixed), you will repay £144.64 per month. Total amount you repay £8,678.64.

£1,000 to £25,000All Credit Histories Considered14.9%

APR
Representative

1 to 5 YearsGet Quotes >

Representative example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

£1,000 to £20,000All Credit Histories Considered99.90%

APR
Representative

1 to 2 YearsGet Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

If you are in the market for a personal loan you may have been trying to find out what Northern Rock could offer you. Since being nationalised Northern Rock personal loans are no longer available. There is however a wide variety of providers who do have loan offerings, you can use the free comparison tables below to see what some of them might be able to offer you.

Northern rock personal loans previously featured when available:

 

  • Choice of loan amount of between £1,000 and £25,000
  • Choice to pay the loan back over a period of between 1 and 10 years
  • Fixed rates of repayment
  • Same day payment of funds

 

As such you may want to look for a lender who can still provide a loan with similar features. Using the above loan comparison tables you can compare different offerings from lenders at the same time. Loans, like most financial products, can vary hugely between plans and lenders, so shopping around is really important to try and make sure you get the most suitable product for your needs.

 

Loan Calculators

 

There is not a Northern Rock personal loan calculator available as they are not currently offering any personal loans. However you may find other loan calculators available. Using a lender’s loan calculator you can get an indication of how much a loan from them might cost you in repayments. You normally just need to enter how much you want to borrow and how long you want the repayment term to be, the calculator will then generate an estimate based on the lender’s Representative Annual Percentage Rate for a loan of that size.

 

However if you decide to apply for a loan you may find that your repayment amount and APR is different from the calculator’ indications, this is because when you apply for a personal loan, after a lender has assessed your credit score and other financial circumstances they may decide to tailor your specific APR.

 

Before you apply for a personal loan

 

As well as shopping around to try and get the most suitable loan for you, you may also want to look into alternatives to borrowing, for example if you already have the amount of money you were looking to borrow in your savings you may want to use your savings instead. This is because any interest you earn on from your savings may be less than the interest you would be charged from a loan of the same size.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.