Nottingham Building Society Fixed Rate Bonds

ProviderAccountInterest RateTermApply
5.00%Current Account
Instant Access
More Info >
5.00% interest for 12 months on balances up to £2,500 for the first year. You must pay in £1,000 or more each month to receive interest (excluding transfers from any Nationwide account held by you or anyone else). 12 month fee-free arranged overdraft available. No monthly fee. Must be aged 18 or older.
5.00%Current Account
Instant Access
More Info >
5.00% interest on balances up to £2,000 PLUS 5% cashback on first £100 of Contactless payments every month. Must pay in a minimum of £500 into the account each month. No monthly account fee.

2.01%

per annum

£500More Info >
Earn 2.01% fixed interest. 5 year term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

1.80%

per annum

£1,000More Info >
Earn 1.80% gross/AER fixed for 4 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.

1.61%

per annum

£500More Info >
Earn 1.61% fixed interest. 3 year term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

1.53%

per annum

£500More Info >
Earn 1.53% fixed interest. 2 year term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected
1.50%Current Account
Instant Access
More Info >
Monthly Interest of 1.50% AER (variable) payable on your entire balance up to £20,000 (3.0% AER until 1st November 2016). Monthly Cashback on selected household bills. Must pay in £500 into the account each month.

1.35%

per annum

£500More Info >
Earn 1.35% fixed interest. 1 year term. Interest can be paid monthly or at maturity. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected
1.00%Instant AccessMore Info >
MARKET LEADING: Earn 1.00% gross/AER Instant Access. No notice periods. Unlimited payments and withdrawals. Pay in from £100. RCI Bank are protected up to a total of €100,000 by the FGDR, the French deposit protection scheme. Manage account online.

0.95%

per annum

1 YearMore Info >
0.95% gross/AER fixed for 1 year. £1,000 minimum opening balance. Withdraw cash early if you need to (subject to loss of interest).
0.75%Current Account
Instant Access
More Info >
Innovative new banking service powered by Clydesdale and Yorkshire Banks. Get your current account and instant access savings account working together. Earn 0.75% AER on ALL instant access savings balances, and 0.25% AER on current account balances up to £2,000. No monthly account fee
0.75%Easy AccessMore Info >
Earn 0.75% tax free/AER variable. Open with £100. Unlimited free withdrawals. Transfer in ISAs held elsewhere - no limit
0.75%Easy AccessMore Info >
0.75% gross/AER on balances from £1,000 to £1 million. Guaranteed to be at least 0.50% above Base Rate** until 31st December 2017. Unlimited withdrawals without restriction or loss of interest.
Short Term Fixed Rate Bonds (0-2 years)
ProviderAccountInterest RateTermApply
1.00%Instant AccessApply Now >
MARKET LEADING: Earn 1.00% gross/AER Instant Access. No notice periods. Unlimited payments and withdrawals. Pay in from £100. RCI Bank are protected up to a total of €100,000 by the FGDR, the French deposit protection scheme. Manage account online.
Medium Term Fixed Rate Bonds (3-4 years)
ProviderAccountInterest RateTermApply

1.35%

per annum

£1,000Apply Now >
Earn 1.35% gross/AER fixed for 3 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available
Long Term Fixed Rate Bonds (4+ years)
ProviderAccountInterest RateTermApply

1.95%

per annum

£1,000Apply Now >
Earn 1.95% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.
Alternatives to Fixed Rate Bonds
ProviderPlanDeposit TakerPotential ReturnTermMore Info
Retirement Deposit PlanInvestec Bank plc

3.75%

per year, plus 22.5% at end of term

6 yearsMore Info >
6 year capital protected structured deposit plan which pays 3.75% annually from capital with a potential 22.5% at the end of the term if the FTSE 100 is higher. Available for Cash ISA and ISA transfer.
6 Year Defensive Deposit PlanInvestec Bank plc

24%

at end of term

6 yearsMore Info >
6 year capital protected structured deposit plan which aims to return 24% if the FTSE 100 is higher than 95% of Initial Level. Also available for Cash ISA and ISA transfer.
4 Year Deposit PlanInvestec Bank plc

12%

at end of term

4 yearsMore Info >
4 year capital protected structured deposit plan which aims to return 12% if the FTSE 100 is higher. Also available for Cash ISA and ISA transfer.
Kick Out Deposit PlanInvestec Bank plc

3%

per annum

Up to
6 years
More Info >
Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 3% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer.

These are structured deposit plans and are capital protected. There is a risk that the company backing the plans or any company associated with the plans may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) , depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plans are not held for the full term.

If you are at all unsure of the suitability of these types of investments, both in respect of their objectives and risk profiles, you should seek independent financial advice.

Nottingham Building Society fixed rate bonds feature:

  • Bonds from 1 – 3 years available
  • Minimum opening balance £500
  • Maximum opening balance £750,000
  • Fixed return on your investment

 

Nottingham Building Society fixed rate bonds offer you the opportunity to earn a guaranteed return on your savings. Most fixed rate bond accounts offer set terms that range between 6 months and 5 years. The length of the fixed term you choose may depend on the amount of savings you are able to invest and the level of the fixed rate of interest. Comparing different fixed rate bond deals is an important part of making sure you get yourself the best rate, so make sure to take a look at the comparison tables we have included on this page.

 

In addition to shopping around the different fixed rate bonds that might be available to you, you may also want to consider alternative saving plans such as;

 

Tracker bonds

An alternative to a fixed rate bond is a tracker bond; this type of bond has a variable interest rate so you cannot predict at the start what you will get back at the end of the bond’s term. A tracker bond’s interest rate is linked to the Base Rate set by The Bank of England; as a result the interest rate you receive on a tracker bond may get better or worse depending on changes made to the Base Rate.

 

Instant Access savings accounts

If you would like to have your savings more readily available to withdraw then an instant access savings account might be a better option for you, they usually offer unlimited withdrawals so you can have quick access to your savings if you need to.

 

Structured Deposits

You may also want to consider structured deposits. Similarly to bonds this type of investment requires you to lose access to your savings for a period of time. They tend to offer better potential interest rates than bonds or instant access savers however your interest return is not guaranteed. They work by being linked to an index or indices such as FTSE 100. If over the structured deposit’s duration the index it is tied to performs in the way stated by the plan’s terms and conditions you will receive back your original investment plus interest paid on it. If the index performs differently than how the structured deposit’s terms and conditions stated then you will receive back just your original investment without any interest paid on it. As you risk making no interest gains on this type of investment you should carefully consider beforehand if it is suitable for your needs.

The Nottingham Building Society was founded in 1849 and provides a range of financial products. If you’re looking to tie away some savings for a predefined period of times you might be wondering whether Nottingham Building Society fixed rate bonds enable you to earn a competitive rate of interest on your savings. If you open a fixed rate bond account you may not have access to your savings, and as such, it is important that you are certain you will not require use of your savings for the duration of the term. To view  a range of other financial providers that offer fixed rate bond accounts, and see if you can find the right fixed rate bond for you, take a look at the latest deals below: