From an insurer’s point of view, a motocyclist who frequently takes part in off-road pursuits, such trial and races, will present a higher degree of risk than a road driver. In order to address this risk, insurers will charge higher premiums for off-road motorbike insurance.
In order to lower the cost of these premiums, you need to demonstrate to the insurer that you'll take all necessary steps to reduce the chances of damage or injury, such as:
- Maintaining a no-claims records without any licence penalties or convictions
- Storing the vehicle in a safe environment with adequate security
If you are searching for a policy that offers cover for your off-road motorbike, you can compare insurance quotes from different providers by looking at the table above.