Over 50s Contents Insurance

Although your premiums will depend on your individual circumstances, over 50s contents insurance is likely to be lower in price. Many contents insurance providers regard the over 50s age bracket as a low risk category, meaning they are less likely to make a claim, so they offer you cheaper premiums.

We can offer you a quick and compare different insurance quotes and find the right over 50s contents insurance for you - take a look at the tables below for the latest deals, or fill in one form to get personalised quotes.

Compare Over 50s Home Insurance Deals
ProviderOnline DiscountLevel of CoverSpecial OffersGet Quotes
25%Standard Buildings cover up to £500k; Standard Contents cover up to £50kSpecialist home insurance for the over 50s. Save 25% online.Get Quotes >
30%Standard Buildings cover up to £500k; Standard Contents cover up to £50k30% discount when you buy onlineGet Quotes >
n/aUnlimited Buildings and Contents Cover. Cover up to £30,000 for valuable items with a maximum value of £15,000 per item.10% discount when you buy Buildings and Contents Insurance togetherGet Quotes >
50%Standard Buildings cover up to £400,000; Standard Contents cover up to £50k. Higher limits available for additional premium.Save 50% when you apply onlineGet Quotes >

Compare Home Insurance Quotes
Comparison WebsiteTotal Number of InsurersContents InsuranceBuilding InsuranceLandlord & Tenant InsuranceGet Quotes
40YesYesYesGet Quotes >
64YesYesYesGet Quotes >
80YesYesYesGet Quotes >

Compare - Latest Home Insurance Deals
ProviderOnline DiscountLevel of CoverSpecial OffersGet Quotes
20%Standard Buildings cover up to £1million; Standard Contents cover up to £50k. Higher limits available for additional premium.Save 30%, plus another 20% when you buy online.Get Quotes >
20%Standard Buildings cover up to £500k; Standard Contents cover up to £50kUp to 50% off if you haven't claimed in the last 5 years. (Includes 25% introductory discount and a 5 year No Claims Discount. Minimum premiums apply. Offer extended to 31.03.2012)Get Quotes >
n/aUnlimited Buildings cover with a Tesco Finest policy.Free Black & Decker Dustbuster with each policy. Exclusive discount for Clubcard holders and up to 5 years no claims discount.Get Quotes >
25%Standard Buildings cover up to £500k; Standard Contents cover up to £50kSpecialist home insurance for the over 50s. Save 25% online.Get Quotes >
20%Buildings insurance – unlimited sum insured to cover full rebuilding cost of your home12 months for the price of 9. Plus double NECTAR Points for 2 Years on Sainsbury's Shopping.Get Quotes >
Up to 20%Up to £500,000 rebuilding costs. Up to £2m plus legal costs. Up to the sum insured on contents 25% introductory discount plus save up to 20% when you buy online. No claims discount.Get Quotes >
20% First Year Discount - Use Promo Code 20OFFUp to £50,000 contents cover as standard. Up to £100,000 with Elite cover If you take out combined buildings and contents cover get a further 20% discountGet Quotes >
50%Standard Buildings cover up to £400,000; Standard Contents cover up to £50k. Higher limits available for additional premium.Save 50% when you apply onlineGet Quotes >
30%Standard Buildings cover up to £500k; Standard Contents cover up to £50k30% discount when you buy onlineGet Quotes >
20%Standard Buildings cover up to £750k; Standard Contents cover up to £99k20% discount when you buy onlineGet Quotes >
n/aQuote required - compares deals from a panel of insurers to find the best one for you.Guarantees to beat your renewal quote by at least £50.Get Quotes >

Contents insurance is not a legal requirement but if you feel that you would not be able to replace your possessions should they be damaged, lost or stolen, then you may want to consider it. It helps to have the protection of contents insurance if you have a lot of sentimental possessions or items that are valuable.


Here are some tips for purchasing over 50s contents insurance that you may want to follow:

  • Make a list of each and every item you are looking to insure and give an estimation of what they will cost.
  • Think about which cover you would like. The majority of people take out an ‘old for new’ cover which allows them to replace their items with a new version should they become damages or stolen. You can also take out indemnity cover which will replace your damaged object at a reduced fee depending on the level of wear and tear it has.
  • Make sure that you do not underestimate the value of you items. Doing so could result in a deduction from your original claim.


If you are looking to take out an over 50s contents insurance policy, then there are many companies that can help. Different contents insurance quotes will vary slightly, so it is important to read the terms and conditions carefully.