Overseas Medical Insurance

Overseas medical insurance is suitable for expatriates - those living or working outside of their home country. If this applies to you, then it is important to make sure you know how you will be protected in the event that you become ill or injured. Protection usually comes in 3 categories, covering Europe, Rest of World, and comprehensive worldwide cover including the U.S. and Canada. When you go overseas, you should seek independent advice concerning medical insurance plans, critical illness and personal accident cover. The policies can include cover for such things as:

Emergency medical treatment
Stabilisation and maintenance of new chronic conditions
Emergency evacuation and repatriation
Medical check-ups
Dental care
Repatriation, burial or cremation
Nursing at home/in patient and day-care treatment
Organ transplant
Legal expenses

Think carefully about what you want to be protected for while you are overseas and ensure that you get the cover you need. Shop around to find the best deal that is inclusive and value for money.