Pearl Home Insurance

Since purchasing a house will be the most significant investment for many people, it makes a lot of sense to make sure that they are covered. Pearl home insurance policies could offer the type of cover that an individual and their family needs.
Like most insurers operating in the market today, a person looking for home insurance quotes from Pearl can obtain one online or by phoning the company directly. To compare quotes from across the market, simply use a comparison website like one of those below – fill in one simple form and they will find you the best deals.

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Compare a wide range of deals side-by-side to help you find the best cover at the best price.

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*10% of Confused.com home insurance customers saved over £256 against their previous renewal price (Oct-Dec 2012)

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Compare more than 87 insurance companies. 99% of people could save on home insurance and you could save as much as £116.32.
Compare - Latest Home Insurance Deals
ProviderBuildings Max Std CoverContents Max Std CoverFeatures:Get Quotes
Rebuild Cost£50,000

40% no claim discount if you have been claim free for five years or more

Smaller discounts apply if you have been claim free for between one and four years. Discount doesn’t apply to home emergency or legal cover options. Minimum premiums apply.

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£1 million£100,000

Over 50s Home Cover - Buildings and contents insurance from £141 a year – 51% of customers who paid annually and took out a new policy between May and July 2015 paid this or even less

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£1,000,000£150,000

Great value 'Defaqto' 5 Star rated cover. £1 million cover if you need to rebuild your home, choose up to £150,000 for your contents cover, 24-hour UK emergency helpline, 12-month guarantee on repairs

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Unlimited£100,000

Up to 20% Online Introductory discount for new customers.

(See terms and conditions)

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UnlimitedUnlimited*

Get a quote today and you could save 15% when you buy online. (Discount includes introductory and web discount, first year premium only. Minimum Premiums apply)

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VariesVaries

Get quotes from over 65 home insurance brands in minutes, 25% of customers save up to £127.23, compare up to 30 policy features at once

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*There is no total sum insured, but other limits apply including single article and total valuables limits.

** Up to 50% offer includes introductory 25% discount applied to annual home insurance premium and not to additional extras. £30 gift card applies when purchasing new combined cover.

***99% of people who had a buildings and contents quote during May 2012 received a discount of at least 15%.

♦ Not available to customers renewing their existing cover

 ****Discount applies when you buy buildings and contents together. 30% combined and 20% online discount deducted consecutively. Excludes optional covers. Minimum premiums apply. New customers only.

The home insurance Pearl offers can be subdivided into buildings and contents cover. Buildings cover will protect an individual from having to shoulder the cost of damage to the walls and roof, while contents cover will provide insurance for all the belongings kept inside.

These two types of cover can be combined to form one all inclusive Pearl home insurance policy. The home insurance is administered by Heath Lambert and every policy signed off will be underwritten by a group of insurers.

One of Pearl's main focal points is the fact that it purports to have speeded up the claims procedure by making it paperless and providing a free 24 hour helpline. The other main features are:

  • £50,000 worth of legal expenses cover
  • Cover of lost and stolen keys of up to £1,000
  • Competitive premiums that can be paid in a range of ways

Pearl home insurance features on some price comparison and consumer websites so that consumers can be sure that they are taking the best deal for them. Consumers who want to deal with Pearl can get a quote for home insurance online or by contacting the company direct.