The home insurance Pearl offers can be subdivided into buildings and contents cover. Buildings cover will protect an individual from having to shoulder the cost of damage to the walls and roof, while contents cover will provide insurance for all the belongings kept inside.
These two types of cover can be combined to form one all inclusive Pearl home insurance policy. The home insurance is administered by Heath Lambert and every policy signed off will be underwritten by a group of insurers.
One of Pearl's main focal points is the fact that it purports to have speeded up the claims procedure by making it paperless and providing a free 24 hour helpline. The other main features are:
- £50,000 worth of legal expenses cover
- Cover of lost and stolen keys of up to £1,000
- Competitive premiums that can be paid in a range of ways
Pearl home insurance features on some price comparison and consumer websites so that consumers can be sure that they are taking the best deal for them. Consumers who want to deal with Pearl can get a quote for home insurance online or by contacting the company direct.