Pensions Guide

Find out how pensions tax relief works and how pension income is taxed with our short guide to pensions and tax.
Read more »

Latest Pension Commentary

Cash solutions for your pension fund

James Caldwell / 18 May 2012

With stock markets as uncertain as they are with continued uncertainty about the future of the Euro, what next is the question many investors will be asking and particularly those invested in pensio... Read more

State pension age rise to 67 will impact 8 million people earlier than expected

James Caldwell / 30 November 2011

In the Autumn statement yesterday George Osborne announced that the planned increase in state pension retirement age from 66 to 67 would be brought forward from 2036 to 2028. This move is expected t... Read more

Shopping around for an annuity to be made easier - ABI

Emma Thompson / 06 October 2011

The Association of British Insurers (ABI) has launched a new initiative that is designed to make it easier for people reaching the age of retirement to shop around for an annuity to ensure that they... Read more

Latest Newsletter Articles

M&G takes top spot

Oliver Roylance-Smith / 17 April 2012

M&G has enjoyed pride of place so far this year as a top performing investment house, not only taking 3 of our Top 10 fund picks for ISA season but also taking the number one slot for the most m... Read more

New ISA season new investment opportunities

James Caldwell / 13 April 2012

For Savers and Investors the new 2012/13 tax year which started on 6th April 2012 brings with it new ISA allowance thresholds which have been set by HM Treasury. For Cash ISA savers £5,640 can... Read more

ISAs overtake pensions in popularity

Colm Hebblethwaite / 12 April 2012

The Office for National Statistics (ONS) has released figures that show that people in the UK have put more money into stocks and shares ISAs than personal pensions. 2010/11 saw around £15.84 ... Read more

Investment Focus

Investment Focus: Gilliat Income Builder Plus

Oliver Roylance-Smith / 15 May 2012

Of all the investment themes, income is consistently at the forefront of the investor’s mind, whether you are working and need to supplement your earnings, or retired and looking to add to you... Read more

Investment Focus: Gilliat Deposit Kick Out Plan

Oliver Roylance-Smith / 15 November 2011

Finding a product that offers an attractive solution in the current economic climate is certainly a challenge. However, despite some of the most challenging conditions ever seen, we take a look at o... Read more

Investment Focus: Gilliat Deposit Kick Out Plan

Oliver Roylance-Smith / 20 September 2011

Finding a product that offers an attractive solution in the current economic climate is certainly a challenge. However, despite some of the most challenging conditions ever seen, we take a look at o... Read more

Pension Fund Advice

Information about Pension Fund Advice

Investing into your own private personal pension can allow the opportunity to chose from a range of pension fund options. This may be through a personal pension provider, and the options they provide or, in a Self Invested Personal Pension (SIPP), you may have a wider choice of pension investment options, and you can bring all your pension investments together in one place.

The suitability of pension fund investment choices will depend on your personal circumstances and your attitude to risk. A SIPP allows you to take responsibility for those investment decisions.

An independent financial adviser can provide advice on pension fund investments to help you decide the right options for you.

Pension Advice

Go here if you are looking for annuity quotes:

Annuity Quotes

 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

Pension Reviews

Popular Pension Terms