Personal Banking

Personal BankingPersonal Banking

Personal banking covers all financial products and services available to individual people, rather than business. Most banks’ and building societies’ personal banking services include:

  • Day to day banking – current accounts, credit cards
  • Savings and Investment – high interest accounts, ISAs, child savings, bonds, share dealing
  • Borrowing – mortgages, loans, overdrafts
  • Insurance – car, home, life, pet, travel
  • Student – insurance, overdrafts, loans

Most personal banking services now also include direct banking via telephone and the internet. With direct banking, you can do all the following without having to go into a branch:

  • Check statements and get an up to date balance
  • Transfer money between accounts
  • Pay bills, set up direct debits and standing orders
  • Apply for new products
  • Change payments on mortgages and loans

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