Most pet insurance providers offer the following coverage in their pet insurance plans:
- Vet fees
- Death of your pet
- Loss of your pet
- Death or injury of your pet due to weather conditions
- Public liability (third party) insurance
However it is important to remember that every provider is different, and you should compare pet insurance quotes as much as possible to find the best possible provider of pet insurance for guinea pigs.
When searching for an appropriate policy, it is important to remember that all providers of insurance are generally risk averse. This means that the higher your chances of making a claim on your pet insurance policy, the higher your chances of having to pay more expensive premiums. Therefore, the older your guinea pig is, the higher your insurance premium is likely to be. It is rare for guinea pigs to become ill due to a medical condition, but in old age they do tend to deteriorate rapidly. Therefore, you may wish to search for an insurance policy that takes this into consideration when calculating a pet insurance quote.