The primary purpose of pet insurance is to pay for the cost of any bills of medical expenses that may be incurred while treating the pet, although depending on the type of policy, cover can also be included for a number of other treatments and extras.
Of course, dealing with any illness or injury to a pet can be incredibly stressful and highly expensive. It is for this reason that the majority of people choose to take pet insurance to cover these costs, especially if they have multiple pets to care for.
Generally speaking, you can expect more expensive policies to provide more comprehensive cover. However, it is also worth remembering that there are a variety of different factors that will influence the cost of premiums. The following are some examples of factors that could influence the cost of pet insurance:
- The age of the animal - if the animal is under 8 weeks old, or older than 8 or 9 year old, you may find them more difficult to insure
- The breed of the animal - certain breeds may be more prone to genetic defects and conditions
- Pedigree - purebred animanls may be more expensive to insure
If you are considering getting pet insurance for multiple pets to save money, it is important to remember that if one animal falls ill, the cost of your insurance may increase dramatically. Even if the other animal is relatively healthy, so it is therefore important to shop around and compare pet insurance quotes as much as possible in order to find the best deal.