If you are looking for pet insurance for pre-existing conditions, you may find it fairly difficult to find an insurer that would be willing to offer you cover. A pre-existing condition is usually defined as an ailment or illness for which your pet has already received veterinary treatment prior to the life of your pet insurance policy.
Although finding appropriate cover for unwell pet can be a little more difficult, it is by no means impossible however. Customers are advised to shop around as much as possible and compare pet insurance quotes from providers to find an affordable deal.
As you search for a suitable policy, it is worth remembering that each provider will vary in terms of their exclusions. You should therefore thoroughly research the market before any final decisions are made. Generally speaking, there are three main types of pet insurance policy available:
This would provide cover up to a certain amount per conditions, although you would only receive payments for up to 12 months per condition, after which the particular condition would be excluded from the policy.
This would cover conditions up to a maximum amount, but there is no limit on how long you can claim for a particular condition for; however, there will be a limit to payments from the policy as a whole.
This covers veterinary fees for a certain amount each year, with the amount renewing each year.