Pet Insurance For Pre-existing Conditions

Taking out a pet insurance policy could help to protect your pet against illness, and can also cover the cost of potentially expensive emergency vet’s bills and procedures in the event of any health problems that may befall your pet in the future. Our pet insurance comparison table contains details on a number of policies currently on the market.  Please see below for more information:
Compare Pet Insurance Quotes
Provided via:Total Number of InsurersSpecial FeaturesGet Quotes
10Independent & Unbiased Quote Service - Search over 10 Pet Insurance Providers - Buy OnlineMore Info >

If you are looking for pet insurance for pre-existing conditions, you may find it fairly difficult to find an insurer that would be willing to offer you cover. A pre-existing condition is usually defined as an ailment or illness for which your pet has already received veterinary treatment prior to the life of your pet insurance policy.

 

Although finding appropriate cover for unwell pet can be a little more difficult, it is by no means impossible however. Customers are advised to shop around as much as possible and compare pet insurance quotes from providers to find an affordable deal.

 

As you search for a suitable policy, it is worth remembering that each provider will vary in terms of their exclusions. You should therefore thoroughly research the market before any final decisions are made. Generally speaking, there are three main types of pet insurance policy available:

  • Time-limited
    This would provide cover up to a certain amount per conditions, although you would only receive payments for up to 12 months per condition, after which the particular condition would be excluded from the policy.
  • Maximum benefit
    This would cover conditions up to a maximum amount, but there is no limit on how long you can claim for a particular condition for; however, there will be a limit to payments from the policy as a whole.
  • Lifetime policy
    This covers veterinary fees for a certain amount each year, with the amount renewing each year.
Our Top Picks
ProviderOnline DiscountMax Vet Fees CoveredAdditional Features 
45%
Intro Discount
up to £4,00045% Introductory Discount. With multi-pet cover you can mix and match Standard or Lifetime policies too - there's even a 10% multi-pet discount when you insure more than one pet.Compare pet insurance plans online and discover which level of cover best suits your needs. We love pets and we love great value!Get Quotes >
20%Up to £12,000Dog and Cat Cover - No upper age limit - Long term cover so you claim for conditions like arthritis. Vet fees paid directly - Cover for loss or theft - Vetfone is a 24 hour service offering expert advice and support about anything to do with your pets.Get Quotes >
10%Up to £6,500 (platinum cover)Save 10% when you buy Aviva pet insurance online (subject to a minimum premium). Cover for: Vet fees for illness and injury, Third party liability – up to £1 million for dogs, Boarding kennel or cattery fees – up for £1000 if you have to go into hospital for 48 hours or longer (Platinum cover only). Includes access to Pet Legal and Vet Finder helplines.Get Quotes >
10%Up to £14,000 per yearDog, Cat and Rabbit Cover - Petplan offers genuine Covered for Life pet insurance. Multi-Pet Discount (£12 a year per pet)90% of claims settled within 5 days - Get Quotes >
10%£7,000Prices from £4.09 for cats and £7.58 for dogs. Three levels of cover to choose from. £1,000,000 third party liability cover for dogs.Get Quotes >