Pet Insurance With a Low Excess

A pet insurance policy could help you to pay for any potentially expensive vet’s bills that may be incurred as a result of an unfortunate accident or illness that may befall your pet.  When considering the fact that, on average, emergency veterinary treatment costs around £300, holding a pet insurance policy with a low excess could save you a significant amount of money.


If you are looking to purchase pet insurance with a low excess, it's advisable that you take the time to shop around and compare pet insurance quotes from several providers in order to find the most suitable pet insurance policy for your animal. Our pet insurance comparison tables below contain details of several different providers that could offer you competitively priced pet insurance quotes:

Compare Pet Insurance Quotes
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It is important to remember that in purchasing pet insurance with a low excess, you may be expected to pay more for your monthly premiums.  Furthermore, if your pet is over a certain age (usually 8, but this can vary among providers) or has pre-existing conditions, you may find it harder to find a pet insurance policy with low excess.


The following factors can all affect the price of pet insurance and the amount of excess you may be required to pay:

  • The age of your pet
  • The breed of your pet
  • Your pet’s previous medical history
  • Your location


As you compare pet insurance quotes, you may come across the following different types of policy:

  • Time-limited policies
    Covers you for up to a certain amount per condition for up to 12 months per condition, after which the condition would be excluded.
  • Maximum benefit policies
    Covers conditions up to a maximum amount; there is no limit on how long you can claim for a particular condition, but a limit to the amount of claims on the policy as a whole.
  • Covered for life policies
    Covers veterinary fees for up to a certain amount each year, which renews every year.


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