Pet Insurance With a Low Excess

A pet insurance policy could help you to pay for any potentially expensive vet’s bills that may be incurred as a result of an unfortunate accident or illness that may befall your pet.  When considering the fact that, on average, emergency veterinary treatment costs around £300, holding a pet insurance policy with a low excess could save you a significant amount of money.

 

If you are looking to purchase pet insurance with a low excess, it's advisable that you take the time to shop around and compare pet insurance quotes from several providers in order to find the most suitable pet insurance policy for your animal. Our pet insurance comparison tables below contain details of several different providers that could offer you competitively priced pet insurance quotes:

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It is important to remember that in purchasing pet insurance with a low excess, you may be expected to pay more for your monthly premiums.  Furthermore, if your pet is over a certain age (usually 8, but this can vary among providers) or has pre-existing conditions, you may find it harder to find a pet insurance policy with low excess.

 

The following factors can all affect the price of pet insurance and the amount of excess you may be required to pay:

  • The age of your pet
  • The breed of your pet
  • Your pet’s previous medical history
  • Your location

 

As you compare pet insurance quotes, you may come across the following different types of policy:

  • Time-limited policies
    Covers you for up to a certain amount per condition for up to 12 months per condition, after which the condition would be excluded.
  • Maximum benefit policies
    Covers conditions up to a maximum amount; there is no limit on how long you can claim for a particular condition, but a limit to the amount of claims on the policy as a whole.
  • Covered for life policies
    Covers veterinary fees for up to a certain amount each year, which renews every year.

 

Our Top Picks
ProviderOnline DiscountMax Vet Fees CoveredAdditional Features 
45%
Intro Discount
up to £4,00045% Introductory Discount. With multi-pet cover you can mix and match Standard or Lifetime policies too - there's even a 10% multi-pet discount when you insure more than one pet.Compare pet insurance plans online and discover which level of cover best suits your needs. We love pets and we love great value!Get Quotes >
20%Up to £12,000Dog and Cat Cover - No upper age limit - Long term cover so you claim for conditions like arthritis. Vet fees paid directly - Cover for loss or theft - Vetfone is a 24 hour service offering expert advice and support about anything to do with your pets.Get Quotes >
10%Up to £6,500 (platinum cover)Save 10% when you buy Aviva pet insurance online (subject to a minimum premium). Cover for: Vet fees for illness and injury, Third party liability – up to £1 million for dogs, Boarding kennel or cattery fees – up for £1000 if you have to go into hospital for 48 hours or longer (Platinum cover only). Includes access to Pet Legal and Vet Finder helplines.Get Quotes >
10%Up to £14,000 per yearDog, Cat and Rabbit Cover - Petplan offers genuine Covered for Life pet insurance. Multi-Pet Discount (£12 a year per pet)90% of claims settled within 5 days - Get Quotes >
10%£7,000Prices from £4.09 for cats and £7.58 for dogs. Three levels of cover to choose from. £1,000,000 third party liability cover for dogs.Get Quotes >