A poor-credit credit card is designed for those with a less than perfect credit history who still wish to take advantage of the flexibility and security a credit card has to offer.
While poor-credit credit cards generally charge higher rates of interest and have a less attractive range of features than other types of credit card, they can prove valuable in restoring good credit history and providing a line of credit which would otherwise be unavailable. The higher rates of interest make it all the more important the card itself is used responsibly.