If you have a poor credit history as a result of previous mortgage arrears, a County Court Judgement (CCJ), an Individual Voluntary Arrangement (IVA) or bankruptcy, getting a poor credit remortgage with a competitive rate could be challenging.
The degree of your credit worthiness is determined by your credit score which is a measure of your credit history. If you have a poor credit history and you are looking to remortgage then the type of deal available to you will very much depend on your credit score.
The good news is that if you have a poor credit remortgage history many lenders now take a flexible approach recognising that previous credit problems should not necessarily be a bar to obtaining credit.
Fill in our quick enquiry form to compare rates on poor credit remortgage deals, get no obligation quotes and free, impartial advice from remortgage specialists.