Post Office Current Accounts

Whilst there are a variety of useful financial products that are offered by the Post Office, current accounts are not currently being sold to customers.

Current accounts are widely used by almost everyone, and are intended to allow customers to effectively manage and control their money as easily as possible. These accounts are generally subject to frequent deposits and outgoings, and facilities are often provided for customers in order to set up standing order to handle bill payments.

In order to find a competitively priced offer from a suitable provider, customers are encouraged shop around as much as possible by comparing the various current accounts that are available.

See below for a selection of leading current account providers:

Latest Current Account Deals
 AccountInterest (AER)Overdraft RateFunding Required*Fee pmFeaturesApply
3.0%*0% for first £250No minimum £133.0% INTEREST on balances up to £2,500More Info >

Nationwide FlexPlus Current Account

  • *3.0% AER fixed (2.96% gross pa) in-credit interest on balances up to £2,500 
  • £13 monthly account fee
  • No fees on arranged overdrafts up to £250  
  • UK & Europe Breakdown Cover
  • Worldwide family travel insurance  
  • Free mobile banking app, text alerts and secure online banking
  • Must be 18 or older
  • Overdraft charge of 50p per day after the first 3 months
  • 0% interest on balances over £2,500 


N/A0% for first £250No minimumFree if funding £1,000 or £10 below £1,000Switch your current account and you'll get a free gift worth up to £150. £250 interest free overdraft. Free banking if paying over £1,000 per month. Satisfaction guarantee - £100 if you leave within 6 monthsMore Info >

First Direct 1st Current Account

  • A current account that works together with your life
  • Switch your current account and you'll get a free gift worth up to £150
  • £250 free of overdraft interest
  • Comes with satisfaction guarantee - if you leave within 6 months you'll get £100
  • Mobile banking on the go with app
  • Beautifully designed Internet Banking service
  • Award winning customer service from real people answering your calls, 24 hours a day, seven days a week
  • Must be 18 or older
  • Switch using the Current Account Switch Service and deposit £1,000 within 3 months of account opening. Account T&Cs apply
  • Must pay a minimum of £1,000 into the account each month to qualify for free banking and offers

There are several different types of current account that may be sold to customers; here are some examples of the types that are commonly available:


  • Student current accounts are generally offered to customers who may require larger overdraft facilities to help them manage their loans
  • Children’s current accounts that may provide younger customers with access to their savings or allowances for the first time
  • Premium current accounts may come with several useful benefits and extras, although customers will generally be expected to pay a monthly fee

Although post office current accounts are not directly available to customers at this time, the post office can provide a number of banking related services that may be of use. Customers may be able to withdraw or deposit money into their current account through the post office if they bank with any providers that the post office is associated with.

Customers can also cash personal cheques, or check their balance using this service.

Don’t forget to take a look at the comparison tables we have put on this page before you settle on a particular current account deal.