Post Office Home Insurance

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Compare - Latest Home Insurance Deals
ProviderBuildings Max Std CoverContents Max Std CoverFeatures:Get Quotes
Rebuild Cost£50,000

5 Star home insurance from just £99
10% of all customers buying home buildings and contents insurance with us from June 2017 to August 2017 paid £99 or less (Source: Aviva). The price you pay will depend upon individual circumstances, cover chosen and payment method selected.

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£1 million£100,000

Over 50s Home Cover - Buildings and contents insurance from £141 a year – 51% of customers who paid annually and took out a new policy between May and July 2015 paid this or even less

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£1,000,000£150,000

Great value 'Defaqto' 5 Star rated cover. £1 million cover if you need to rebuild your home, choose up to £150,000 for your contents cover, 24-hour UK emergency helpline

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£500,000£60,000

5 Star Defaqto award-winning insurer.
Pay monthly at no extra cost (0% APR Representative). Low excess of just £45 (apart from escaping water and subsidence). No hidden admin fees. 'New for old' cover. Age UK Home Insurance is administered by Ageas Retail Limited and provided by a limited panel of insurers.

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UnlimitedUnlimited*

Get a quote today and you could save 15% when you buy online. (Discount includes introductory and web discount, first year premium only. Minimum Premiums apply)

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VariesVaries

Get quotes from over 65 trusted home insurance brands in minutes. 20% of consumers could achieve a saving of £158 with Gocompare.com (based on independent research by Consumer Intelligence during 1 October to 31 October 2016)

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*There is no total sum insured, but other limits apply including single article and total valuables limits.

** Up to 50% offer includes introductory 25% discount applied to annual home insurance premium and not to additional extras. £30 gift card applies when purchasing new combined cover.

***99% of people who had a buildings and contents quote during May 2012 received a discount of at least 15%.

♦ Not available to customers renewing their existing cover

 ****Discount applies when you buy buildings and contents together. 30% combined and 20% online discount deducted consecutively. Excludes optional covers. Minimum premiums apply. New customers only.

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Is Post Office home insurance right for you?

The Post Office offers home insurance arranged and administered by BISL Limited. They offer a range of policies to match different types of customers.

 

The Post Office divide their home insurance into two main categories:

  • Under 50s home insurance
  • Over 50s home insurance

 

The Post Office offers different benefits to policy-holders in each of these categories, aiming to deliver tailored home insurance that offers the best possible value for money.

 

Which both types of policy, you can choose exactly what type of cover you need to suit your personal circumstances.

 

This includes:

  • Buildings insurance
  • Contents insurance
  • Joint buildings & contents insurance

 

For homeowners, buildings and contents insurance is advisable, with buildings insurance being a requirement for most mortgages. For renters, contents insurance alone should be sufficient as your landlord should cover the building. For landlords, the opposite will be true, and only buildings cover should be required.

 

Choosing Post Office home insurance

Whichever Post Office insurance policy you are considering, you could benefit from the following:

  • A guarantee to beat your Home Insurance renewal quote by at least £50
  • UK-based contact centres with a 24-hour claims line
  • Post Office home insurance won the 'Best Home & Contents Insurance Provider 2016' by Your Money

 

Post Office Under 50s Home Insurance

Policy-holders under 50 can benefit from the following:

 

Buildings Cover

  • Unlimited protection for your home against fire, storms, floods, theft, vandalism, and leaks
  • Cover also includes the permanent fixtures in your home such as the wallpaper, kitchen units and bathroom set.
  • Accidental damage cover up to £1000
  • Unlimited alternative accommodation cover for you and your family

 

Contents Cover

  • Your contents are covered up to £1500 per item
  • Protection against loss or damage in and away from the home.
  • Bicycles are also covered but if they are worth over £350 then they must be listed as an individual item
  • You can set a level of cover to suit your needs
  • New for Old Cover, items are replaced as new
  • There is an extra 10% cover for Christmas, weddings and other religious festivals, one month before and after the event
  • Locks and keys will be replaced up to a maximum of £500 per incident
  • Garden contents will be covered up to £1000

 

Post Office Over 50s Home Insurance

Policy-holders over 50 can benefit from:

 

Buildings Cover

  • Unlimited protection for your home against fire, storms, floods, theft, vandalism, and leaks
  • This also includes permanent fixtures in your home such as the wallpaper, kitchen units and bathroom.
  • Accidental damage cover up to £1000
  • Unlimited alternative accommodation cover for you and your family

 

Contents Cover

  • Accidental damage cover includes which also covers satellite equipment, televisions and aerials
  • Unlimited alternative accommodation cover for you and your family
  • Bicycles are also covered but if they are worth over £350 then they must be listed as an individual item
  • You can set a level of cover to suit your needs
  • New for Old Cover, items are replaced as new
  • There is an extra 10% cover for Christmas, weddings and other religious festivals, one month before and after the event
  • Locks and keys will be replaced up to a maximum of £500 per incident
  • Garden contents will be covered up to £1000 and plants are covered up to £1500 and £200 per claim for contents which are out in the open, such as patio furniture and BBQs which get stolen or damaged