If you have already been diagnosed with an illness such as cancer, multiple sclerosis or diabetes, you may find it difficult to find pre-existing medical insurance. However, there are companies and intermediaries that can help to find the cover you need. Some insurers will only cover you for higher premiums, provide cover for all eventualities excluding those related to your specified condition, or will refuse to cover you at all. However, it is still possible to find competitive and inclusive policies for income protection, travel, and life insurance if you shop around or register with a company that will do the research for you. Pre-existing medical insurance can provide such cover as:
- Travel Insurance – medical expenses, personal accident, death, disablement, loss of money, baggage, passport etc
- Medical Insurance – hospital and treatment expenses, treatment at a time convenient to you and at a hospital of your choice
- Life Insurance – cover in the event that you die, protecting your family from subsequent financial hardship
There are a growing number of companies offering pre existing medical insurance, some which deal in this specific kind of cover; shop around and find a deal that is comprehensive and competitive.
For quotes for medical insurance click on the links below: