Prepaid MasterCard

A prepaid MasterCard allows you to take firm control of your finances, with spending limits set by the money you deposit into the MasterCard account.

Compare Credit Cards.

A prepaid MasterCard aims to combine the flexibility and features of a normal credit card with the peace of mind of not having to worry about overspending or bad debt. A card holder can set monthly spending limits and stick to them, with no worry about the card moving into negative amounts.

Payments into a prepaid MasterCard can take place in a number of ways, depending on the issuer. Both branches and online websites are popular services in this regard.

Select Top Credit Card Deals
ProviderRepresentative APR (Variable)PurchasesBalance TransferApply
18.9%

0% for 3 months

0% for up to 41 months

Apply Now >

AA Balance Transfer Credit Card

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200.  

  • 0% for 3 months on purchases
  • 0% for up to 41 months on balance transfers, with 3.25% transfer fee
  • No monthly or annual fee
  • Must be aged 18 or over
  • Provided by Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender
15.9%

0% for 12 months

0% for 12 months

Apply Now >

Nationwide Select Credit Card

Representative Example: If you spend £1,200 at a purchase interest rate of 15.9% (variable) your representative APR will be 15.9% (variable).

  • 0% on balance transfers for 12 months
  • 0% on purchases for 12 months
  • Unlimited cashback - 0.5% on all sterling purchases
  • Fraud protection guarantee
  • Must be 18 or older and a UK resident
  • Nationwide Current Account holders only
18.9%

0% for 30 months

0% for 30 months

Apply Now >

Santander Everyday Credit Card

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200.  

  • 0% for 30 months on purchases
  • 0% for 30 months on balance transfers, with 2.75% transfer fee
  • No monthly fee
  • Get five cashback offers of up to 25% from a range of major retailers when you switch on Retailer Offers, via Online or Mobile Banking. Ongoing cashback  - get cashback offers of up to 15% at a variety of online and high street retailers
  • Must be aged 18 or over
17.9%

0% for 12 months

0% for 12 months

Apply Now >

Nationwide Credit Card

Representative Example: If you spend £1,200 at a purchase interest rate of 17.9% (variable) your representative APR will be 17.9% (variable).

  • 0% balance transfer term of 12 months 
  • 0% on purchases for 12 months
  • Fraud protection guarantee
  • Manage card online
  • Must be 18 or older
  • Lived in the UK for the last 12 months
  • No BT fee, transferring a balance is free in the first 90 days
21.7%

0% for 6 months

0% for 43 months

Apply Now >

Santander All in One Credit Card

Representative Example: Representative 21.7% APR variable. Based on assumed borrowing of £1,200.  

  • 0% for 6 months on purchases
  • 0% for 43 months on balance transfers, with 0% transfer fee
  • 0.5% cashback on all purchases with no limit
  • Get five cashback offers of up to 25% from a range of major retailers when you switch on Retailer Offers, via Online or Mobile Banking. Ongoing cashback  - get cashback offers of up to 15% at a variety of online and high street retailers. 
  • £3 pm (£36 pa) 
  • Must be aged 18 or over
5.85%

0% for 3 months

0% for 3 months

Apply Now >

AA Low Rate Credit Card

Representative Example: Representative 5.85% APR variable. Based on assumed borrowing of £1,200.  

  • 0% for 3 months on purchases
  • 0% for 3 months on balance transfers, with 0% transfer fee
  • No annual fee
  • Must be aged 18 or over
  • Provided by Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender
23.7%

18.9%

18.9%

Apply Now >

NatWest Reward Card

Representative Example: 23.7% APR variable, based on assumed borrowing of £1,200. Standard interest rate for purchases and balance transfers 18.9% pa (variable)

  • 18.9% pa (variable) for purchases and balance transfers
  • 1% Reward in all Supermarkets (0.5% at their petrol stations)
  • At least 1% at MyRewards retailers and 0.5% everywhere else you shop at home and abroad
  • Refund of the annual fee if also have a Reward current account
  • Must be 18 or older
  • Must be a UK resident
  • £24 annual fee

18.9%

18.9% pa

N/a

Apply Now >

Santander Zero Credit Card

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200.  

  • No foreign transaction fees on purchases and cash withdrawals abroad when made in the local currency
  • No cash withdrawal fees at home and abroad (interest is charged immediately on cash withdrawals and some independent ATM providers may charge a withdrawal fee).
  • No monthly fee
  • Get five cashback offers of up to 25% from a range of major retailers when you switch on Retailer Offers, via Online or Mobile Banking. Ongoing cashback  - get cashback offers of up to 15% at a variety of online and high street retailers
  • Must be aged 18 or over
35.9%

35.90%

N/A

Apply Now >

Aqua Classic Credit Card 

Representative 35.9% APR variable. Based on assumed borrowing of £1200.

  • Aqua accept people with CCJs and with a low income
  • No annual fee
  • Flexible payment dates
  • Annual credit limit between £100 - £1200
11.1%

6.90%

6.90%

Apply Now >

NatWest Clear Rate Platinum Card

Representative Example: 11.1% APR variable, based on assumed borrowing of £1,200. Standard interest rate for purchases 6.90% pa (variable)

  • One low rate of 6.90% pa (variable) for balance transfers and purchases
  • Manage your account online or with 24/7 telephone banking
  • No balance transfer fees
  • Must be 18 or older
  • Must be a UK resident
  • Balance transfers permitted up to 95% of credit limit only
  • £24 annual fee

11.1%

6.90%

6.90%

Apply Now >
Royal Bank of Scotland Clear Rate Platinum Card
Representative Example: 11.1% APR variable, based on assumed borrowing of £1,200. Standard interest rate for purchases 6.90% pa (variable)

  • One low rate of 6.90% pa (variable) for balance transfers and purchases
  • Manage your account online or with 24/7 telephone banking
  • No balance transfer fees
  • Must be 18 or older
  • Must be a UK resident
  • Balance transfers permitted up to 95% of credit limit only
  • £24 annual fee

Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.

 

* See Credit Card Provider Terms & Conditions

Latest Credit Card Deals
ProviderRepresentative APR (Variable)Balance TransferPurchasesApply
21.7%

0% for 43 months (no fee)

0% for 6 months

More Info >

Santander All in One Credit Card

Representative Example: Representative 21.7% APR variable. Based on assumed borrowing of £1,200.  

  • 0% for 6 months on purchases
  • 0% for 43 months on balance transfers, with 0% transfer fee
  • 0.5% cashback on all purchases with no limit
  • Get five cashback offers of up to 25% from a range of major retailers when you switch on Retailer Offers, via Online or Mobile Banking. Ongoing cashback  - get cashback offers of up to 15% at a variety of online and high street retailers. 
  • £3 pm (£36 pa) 
  • Must be aged 18 or over
18.9%

0% for up to 41 months (3.25% fee)

0% for 3 months

More Info >

AA Balance Transfer Credit Card

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200.  

  • 0% for 3 months on purchases
  • 0% for up to 41 months on balance transfers, with 3.25% transfer fee
  • No monthly or annual fee
  • Must be aged 18 or over
  • Provided by Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender
18.9%

0% for 37 months

(2.49% fee)

0% for 3 months

More Info >
Post Office Balance Transfer Credit Card (Provided by Bank of Ireland UK)
Representative 18.9% APR variable. Based on assumed borrowing of £1,200.
  • 0% on balance transfers for 37 months (2.49% fee)
  • 0% on purchases for the first 3 months
  • No cash fee if you purchase Post Office Travel Money 
  • Must be 18 or older
  • Must be a UK resident
  • Must not already hold a Post Office Credit Card
  • Balance transfer must be made with 3 months of account opening

Post Office Credit Card is provided by Bank of Ireland UK.

18.9%

0% for 30 months (2.75% fee)

0% for 30 months

More Info >

Santander Everyday Credit Card

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200.  

  • 0% for 30 months on purchases
  • 0% for 30 months on balance transfers, with 2.75% transfer fee
  • No monthly fee
  • Get five cashback offers of up to 25% from a range of major retailers when you switch on Retailer Offers, via Online or Mobile Banking. Ongoing cashback  - get cashback offers of up to 15% at a variety of online and high street retailers
  • Must be aged 18 or over
17.8%

0% for 22 months

(no fee)

0% for 3 months

More Info >
Post Office Platinum Credit Card (Provided by Bank of Ireland UK)
Representative 17.8% APR variable. Based on assumed borrowing of £1,200.

  • 0% on balance transfers for 22 months, with no fee
  • No fees on purchases overseas
  • No cash fee if you purchase Post Office Travel Money 
  • Must be 18 or older
  • Must be a UK resident
  • Must not already hold a Post Office Credit Card
  • Balance transfer must be made with 3 months of account opening

Post Office Credit Card is provided by Bank of Ireland UK.

18.9%

0% for up to 18 months (2.89% fee)

0% for up to 28 months
£35 CASHBACK

More Info >

AA Dual Credit Card

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200.  

  • £35 Cashback when you spend £500 or more within 60 days of account opening
  • 0% for either 28 or 22 months on purchases (depending on individual circumstances)
  • 0% for either 18 or 14 months on balance transfers (depending on individual circumstances), with 2.89% transfer fee
  • No monthly or annual fee
  • Must be aged 18 or over
  • Provided by Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender
18.9%

0% for 16 months

(2.98% fee)

0% for 27 months

More Info >
Post Office Matched Credit Card (Provided by Bank of Ireland UK)
Representative 18.9% APR variable. Based on assumed borrowing of £1,200.
  • 0% on purchases for the first 27 months
  • 0% on balance transfers for 16 months (2.98% fee)
  • No cash fee if you purchase Post Office Travel Money 
  • Must be 18 or older
  • Must be a UK resident
  • Must not already hold a Post Office Credit Card
  • Transaction must be made with 3 months of account opening otherwise 0% purchase period reduced to 16 months
  • Balance transfer must be made with 3 months of account opening

Post Office Credit Card is provided by Bank of Ireland UK.

17.9%

0% for 12 Months

0% for 12 months

More Info >

Nationwide Credit Card

Representative Example: If you spend £1,200 at a purchase interest rate of 17.9% (variable) your representative APR will be 17.9% (variable).

  • 0% balance transfer term of 12 months 
  • 0% on purchases for 12 months
  • Fraud protection guarantee
  • Manage card online
  • Must be 18 or older
  • Lived in the UK for the last 12 months
  • No BT fee, transferring a balance is free in the first 90 days
18.9%

0% for 12 months

3% fee, min £3

0% for 26 months

More Info >

Yorkshire Bank Gold MasterCard

Representative 18.9% APR variable. Based on assumed borrowing of £1200.

  • 0% interest on purchases for 26 months from account opening
  • 0% on balance transfers for 12 months from account opening
  • Contactless card - for payments under £20 
  • MasterCard Secure Code - for safer online shopping 
  • Must be aged 18 or over and resident in UK 
  • 0% interest period starts from the day you open your card account
  • Credit limit subject to status
18.9%

0% for 12 months

3% fee, min £3

0% for 26 months

More Info >

Clydesdale Bank Gold MasterCard

Representative 18.9% APR variable. Based on assumed borrowing of £1200.

  • 0% interest on purchases for 26 months from account opening
  • 0% on balance transfers for 12 months from account opening
  • Contactless card - for payments under £20 
  • MasterCard Secure Code - for safer online shopping 
  • Must be aged 18 or over and resident in UK 
  • 0% interest period starts from the day you open your card account
  • Credit limit subject to status
5.85%

0% for 3 months (no fee)

0% for 3 months

More Info >

AA Low Rate Credit Card

Representative Example: Representative 5.85% APR variable. Based on assumed borrowing of £1,200.  

  • 0% for 3 months on purchases
  • 0% for 3 months on balance transfers, with 0% transfer fee
  • No annual fee
  • Must be aged 18 or over
  • Provided by Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender
11.1%

6.90%

6.90%

More Info >

NatWest Clear Rate Platinum Card

Representative Example: 11.1% APR variable, based on assumed borrowing of £1,200. Standard interest rate for purchases 6.90% pa (variable)

  • One low rate of 6.90% pa (variable) for balance transfers and purchases
  • Manage your account online or with 24/7 telephone banking
  • No balance transfer fees
  • Must be 18 or older
  • Must be a UK resident
  • Balance transfers permitted up to 95% of credit limit only
  • £24 annual fee

11.1%

6.90%

6.90%

More Info >
Royal Bank of Scotland Clear Rate Platinum Card
Representative Example: 11.1% APR variable, based on assumed borrowing of £1,200. Standard interest rate for purchases 6.90% pa (variable)

  • One low rate of 6.90% pa (variable) for balance transfers and purchases
  • Manage your account online or with 24/7 telephone banking
  • No balance transfer fees
  • Must be 18 or older
  • Must be a UK resident
  • Balance transfers permitted up to 95% of credit limit only
  • £24 annual fee

23.7%

18.9%

18.9%

More Info >

NatWest Reward Card

Representative Example: 23.7% APR variable, based on assumed borrowing of £1,200. Standard interest rate for purchases and balance transfers 18.9% pa (variable)

  • 18.9% pa (variable) for purchases and balance transfers
  • 1% Reward in all Supermarkets (0.5% at their petrol stations)
  • At least 1% at MyRewards retailers and 0.5% everywhere else you shop at home and abroad
  • Refund of the annual fee if also have a Reward current account
  • Must be 18 or older
  • Must be a UK resident
  • £24 annual fee

Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.

 

* See Credit Card Provider Terms & Conditions

0% on Purchase Credit Card Deals
ProviderRepresentative APR (Variable)PurchasesBalance TransferApply
18.9%

0% for up to 28 months
£35 CASHBACK

0% for up to 18 months

More Info >

AA Dual Credit Card

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200.  

  • £35 Cashback when you spend £500 or more within 60 days of account opening
  • 0% for either 28 or 22 months on purchases (depending on individual circumstances)
  • 0% for either 18 or 14 months on balance transfers (depending on individual circumstances), with 2.89% transfer fee
  • No monthly or annual fee
  • Must be aged 18 or over
  • Provided by Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender
18.9%

0% for 30 months

0% for 30 months

More Info >

Santander Everyday Credit Card

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200.  

  • 0% for 30 months on purchases
  • 0% for 30 months on balance transfers, with 2.75% transfer fee
  • No monthly fee
  • Get five cashback offers of up to 25% from a range of major retailers when you switch on Retailer Offers, via Online or Mobile Banking. Ongoing cashback  - get cashback offers of up to 15% at a variety of online and high street retailers
  • Must be aged 18 or over
18.9%

0% for 27 months

0% for 16 months

More Info >
Post Office Matched Credit Card (Provided by Bank of Ireland UK)
Representative 18.9% APR variable. Based on assumed borrowing of £1,200.
  • 0% on purchases for the first 27 months
  • 0% on balance transfers for 16 months (2.98% fee)
  • No cash fee if you purchase Post Office Travel Money 
  • Must be 18 or older
  • Must be a UK resident
  • Must not already hold a Post Office Credit Card
  • Transaction must be made with 3 months of account opening otherwise 0% purchase period reduced to 16 months
  • Balance transfer must be made with 3 months of account opening

Post Office Credit Card is provided by Bank of Ireland UK.

18.9%

0% for 26 months

0% for 12 months

More Info >

Yorkshire Bank Gold MasterCard

Representative 18.9% APR variable. Based on assumed borrowing of £1200.

  • 0% interest on purchases for 26 months from account opening
  • 0% on balance transfers for 12 months from account opening
  • Contactless card - for payments under £20 
  • MasterCard Secure Code - for safer online shopping 
  • Must be aged 18 or over and resident in UK 
  • 0% interest period starts from the day you open your card account
  • Credit limit subject to status
18.9%

0% for 26 months

0% for 12 months

More Info >

Clydesdale Bank Gold MasterCard

Representative 18.9% APR variable. Based on assumed borrowing of £1200.

  • 0% interest on purchases for 26 months from account opening
  • 0% on balance transfers for 12 months from account opening
  • Contactless card - for payments under £20 
  • MasterCard Secure Code - for safer online shopping 
  • Must be aged 18 or over and resident in UK 
  • 0% interest period starts from the day you open your card account
  • Credit limit subject to status
21.7%

0% for 6 months

0% for 43 months

More Info >

Santander All in One Credit Card

Representative Example: Representative 21.7% APR variable. Based on assumed borrowing of £1,200.  

  • 0% for 6 months on purchases
  • 0% for 43 months on balance transfers, with 0% transfer fee
  • 0.5% cashback on all purchases with no limit
  • Get five cashback offers of up to 25% from a range of major retailers when you switch on Retailer Offers, via Online or Mobile Banking. Ongoing cashback  - get cashback offers of up to 15% at a variety of online and high street retailers. 
  • £3 pm (£36 pa) 
  • Must be aged 18 or over
18.9%

0% for 3 months

0% for up to 41 months

More Info >

AA Balance Transfer Credit Card

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200.  

  • 0% for 3 months on purchases
  • 0% for up to 41 months on balance transfers, with 3.25% transfer fee
  • No monthly or annual fee
  • Must be aged 18 or over
  • Provided by Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender
18.9%

0% for 3 months

0% for 37 months

More Info >
Post Office Balance Transfer Credit Card (Provided by Bank of Ireland UK)
Representative 18.9% APR variable. Based on assumed borrowing of £1,200.
  • 0% on balance transfers for 37 months (2.49% fee)
  • 0% on purchases for the first 3 months
  • No cash fee if you purchase Post Office Travel Money 
  • Must be 18 or older
  • Must be a UK resident
  • Must not already hold a Post Office Credit Card
  • Balance transfer must be made with 3 months of account opening

Post Office Credit Card is provided by Bank of Ireland UK.

17.8%

0% for 3 months

0% for 22 months

More Info >
Post Office Platinum Credit Card (Provided by Bank of Ireland UK)
Representative 17.8% APR variable. Based on assumed borrowing of £1,200.

  • 0% on balance transfers for 22 months, with no fee
  • No fees on purchases overseas
  • No cash fee if you purchase Post Office Travel Money 
  • Must be 18 or older
  • Must be a UK resident
  • Must not already hold a Post Office Credit Card
  • Balance transfer must be made with 3 months of account opening

Post Office Credit Card is provided by Bank of Ireland UK.

5.85%

0% for 3 months

0% for 3 months

More Info >

AA Low Rate Credit Card

Representative Example: Representative 5.85% APR variable. Based on assumed borrowing of £1,200.  

  • 0% for 3 months on purchases
  • 0% for 3 months on balance transfers, with 0% transfer fee
  • No annual fee
  • Must be aged 18 or over
  • Provided by Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender
11.1%

6.90%

6.90%

More Info >

NatWest Clear Rate Platinum Card

Representative Example: 11.1% APR variable, based on assumed borrowing of £1,200. Standard interest rate for purchases 6.90% pa (variable)

  • One low rate of 6.90% pa (variable) for balance transfers and purchases
  • Manage your account online or with 24/7 telephone banking
  • No balance transfer fees
  • Must be 18 or older
  • Must be a UK resident
  • Balance transfers permitted up to 95% of credit limit only
  • £24 annual fee

11.1%

6.90%

6.90%

More Info >
Royal Bank of Scotland Clear Rate Platinum Card
Representative Example: 11.1% APR variable, based on assumed borrowing of £1,200. Standard interest rate for purchases 6.90% pa (variable)

  • One low rate of 6.90% pa (variable) for balance transfers and purchases
  • Manage your account online or with 24/7 telephone banking
  • No balance transfer fees
  • Must be 18 or older
  • Must be a UK resident
  • Balance transfers permitted up to 95% of credit limit only
  • £24 annual fee

23.7%

18.9%

18.9%

More Info >

NatWest Reward Card

Representative Example: 23.7% APR variable, based on assumed borrowing of £1,200. Standard interest rate for purchases and balance transfers 18.9% pa (variable)

  • 18.9% pa (variable) for purchases and balance transfers
  • 1% Reward in all Supermarkets (0.5% at their petrol stations)
  • At least 1% at MyRewards retailers and 0.5% everywhere else you shop at home and abroad
  • Refund of the annual fee if also have a Reward current account
  • Must be 18 or older
  • Must be a UK resident
  • £24 annual fee

18.9%

18.9% pa

N/a

More Info >

Santander Zero Credit Card

Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1,200.  

  • No foreign transaction fees on purchases and cash withdrawals abroad when made in the local currency
  • No cash withdrawal fees at home and abroad (interest is charged immediately on cash withdrawals and some independent ATM providers may charge a withdrawal fee).
  • No monthly fee
  • Get five cashback offers of up to 25% from a range of major retailers when you switch on Retailer Offers, via Online or Mobile Banking. Ongoing cashback  - get cashback offers of up to 15% at a variety of online and high street retailers
  • Must be aged 18 or over

Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.

 

* See Credit Card Provider Terms & Conditions