Privilege Car Insurance

Compare Privilege car insurance


Privilege car insurance offers competitive cover at competitive rates. To make sure you get the best deal for you, compare Privilege car insurance against other leading providers, using our free comparison table below, or apply online for Privilege car insurance today:

Privilege Car Insurance Deal
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Receive a 10% discount for each additional car you insure with us. (Minimum premium applies.)Get Quotes >

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5 Star Car Insurance from £196* - You could save up to 20% online.
10% of customers are expected to receive the maximum saving.

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Save up to £917 on Car Insurance.

(10% of consumers achieve this saving. Based on an independent research by Consumer Intelligence during 01 August-31st August 2016.)
Multicar discount - minimum premiums apply. Guaranteed Hire Car cover comes as standard with our comprehensive motor insurance. Underwritten by U K Insurance Limited

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Car Insurance from £190.
10% of new customers paid £190 or less (Aug '15 – Jul '16). Key features of comprehensive cover: Courtesy car included, European cover, Uninsured driver promise, £30 off car insurance available to current account customers, up to £200 personal belongings cover, UK-based call centres. Nationwide car insurance is provided by Liverpool Victoria Insurance Company Limited (LV=)
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Comprehensive cover available from just £152 a year**.
5 Star Rated Comprehensive Cover, you'll benefit from the following as standard: Uninsured driver cover, Vandalism cover, Guaranteed replacement car, Emergency any driver cover, Cover for driving in the European Union for an unlimited period.

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97% of customers would buy again from LV= (verified by Reevoo)

Benefits include UK call centres, 24/7 claims helpline, unlimited cover for factory fitted phone, audio and sat nav equipment, and replacement child car seats. Plus optional extras, such as motor legal expenses, guaranteed courtesy car, European car insurance cover, increased personal accident cover and breakdown cover.

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Don’t get caught out when you break down. Churchill offers free breakdown cover to new Motor customers
First year Breakdown service (roadside only), provided by Green Flag, new policies only. Excludes N.I . Breakdown chargeable at renewal. Underwritten by U K Insurance Limited. Terms & conditions apply

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Multi Car Insurance - You could save £318†
Great cover if you need to insure more than one car
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Save 15% Online††
No claims discount up to 75%.

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* 10% of customers buying comprehensive car insurance with AVIVA from November 2015 to January 2016 paid this price or less for AVIVA's standard cover (excluding optional extras). The price you will pay depends on individual circumstances, cover chosen and payment method.

** 20% of customers who chose to pay annually, paid this or even less between July and September 2016. Saga has received a Defaqto 5 Star Rating for its Comprehensive cover.

† 10% of respondents between 1st October 2015 & 31st March 2016, who gave a best alternative price saved £318

†† For new customers only purchasing online.

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Some of the benefits of Privilege car insurance include:


  • Courtesy car as standard with comprehensive cover, when you use an approved repairer
  • If your car is written off, Privilege will give you a new car of the same make and model if yours is under 12 months old and you are the first owner and registered keeper
  • If you're hit by an uninsured driver, Privilege will cover your excess and your No Claim Discount won't be affected
  • Repairs guaranteed for 5 years when you use an approved repairer
  • Child car seats cover - following an accident, attempted theft or fire, Privilege will cover the cost of replacing your child car seat with one of a similar standard
  • Unlimited cover for manufacturer-fitted car stereos
  • Claim lines open 24 hours a day, 7 days a week
  • 24 hour accident recovery service – an approved repairers will service, collect, repair, clean and deliver your car back to you
  • Windscreen claims won't affect your No Claim Discount
  • If you insure more than one car, you could save money with the Privilege multi-car discount
  • Named Driver No Claim Discount 
  • Get up to 25% off your first year's breakdown cover, provided in partnership with Green Flag Rapid Breakdown Cover
  • Only Driver Discount - if you are the only person insured on your Privilege car insurance policy and you purchase an additional car that will only be driven by you, you could get an extra discount on the policy for your new vehicle
  • Get a half price MOT from Halfords (Offer not available in N.I.)
  • Optional legal protection up to £100,000

With Privilege Car Insurance you can choose from three different types of cover, each with their own features, costs and benefits, which means you can choose the right level of car cover to suit you. The three types of car insurance available from Privilege include:


  • Comprehensive Cover - This type of car insurance covers you and your vehicle for any accident, whether it was your fault or not. 
  • Third Party Fire and Theft - This type of car insurance covers you and your vehicle if it is stolen or damaged by fire. It also covers you for damages to the other person and their car if you are involved in an accident and it is your fault.
  • Third Party Only - This type of car insurance covers you for damage to other people’s property and well as providing compensation for death or injuries caused by an accident that was your fault. It also covers you for damage and injury caused by your passengers.