Most doctors and surgeons employed by the NHS are insured for the duties listed in their contract; however, supplementary professional indemnity insurance for doctors is recommended by the British Medical Association, Department of Health and General Medical Council. By obtaining a policy, the following will be covered:
Overseas and voluntary/charity work
Providing medical attention while off duty
Defence at disciplinary hearings
Professional indemnity insurance for doctors is important as the profession is particularly vulnerable to litigation claims. Furthermore, General Practioners and GP locums are not covered by the NHS scheme, except for work that falls strictly within a contract with a primary care trust or acute trust. Professional indemnity insurance for doctors is available from several providers so make sure you compare deals using our table below for Medical PII quotes and advice.