Prudential Insurance

Prudential insurance has gained a reputation for value for money insurance cover. Three of their main products include:

Prudential Car Insurance

Prudential Car Insurance cover includes Third Party Only, Third Party, Fire and Theft or Comprehensive car insurance and offers a 10% discount for purchasing online. Other features of Prudential Car Insurance include:

  • Up to 65% No Claims Discount
  • Free Recovery Plus Breakdown Cover
  • A guaranteed courtesy car and a 5-year guarantee on all repairs whilst your car is being repaired by an approved garage
  • Up to 35% introductory discount (depending on age and experience) or
  • Up to 65% No Claims Discount (or up to 70% if you're aged 50 or over)
  • Approved repairers with most claims agreed with just one phone call
  • 5-year guarantee on all work carried out by our approved repairers
  • 24 hour accident recovery helpline - if you need help fast
  • Cover automatically extended for trips in Europe up to 90 days

Prudential Home Insurance

Prudential offers different levels of home insurance cover including building cover up to £400,000 and contents are automatically covered up to £40,000 with higher levels available on request. Also new customers are able to get 40% off for buying online. Other benefits include:

  • Up to £250 Home Emergency Assistance as standard, including call out, parts and labour, without loss of No Claims Discount
  • Automatic access to our Identity Theft Insurance Service
  • 24 Hour Home Emergencies Helpline
  • Up to 30% No Claims Discount
  • Discounts available for ensuring your home is secure
  • Up to £5,000 cover for contents away from the home
  • £2,000,000 to cover your personal liability
  • A Seasonal increase in cover at Christmas

Prudential Health Insurance

With Prudential health insurance, there are three types of cover to choose from:

  • Prudential Health Insurance Core Plan: Hospital fees, cash benefits for using the NHS and limited out and in-patient stays
  • Prudential Health Insurance Essential Plan: Greater levels of outpatient care, complementary benefits and less restriction on hospital stays
  • Prudential Health Insurance Comprehensive Plan: Everything covered in the Core and Essential plans, plus greater levels of outpatient care and higher cover limits
Prudential Travel Insurance

Prudential Travel Insurance provides a good level of cover at competitive prices including optional Winter Sports cover. The benefits include:

  • Up to £10 million medical cover - in case of illness or accidents
  • Up to £3,000 cancellation and curtailment cover
  • Up to £2,000 personal possessions cover - New for Old cover
  • Only one £50 excess payable per event
  • Business and independent travel automatically included
  • Up to 5% No Claims Discount - after one claim free year with Prudential and up to 10% after two claim free years