Public liability insurance is required for many companies that work directly with the public. It covers any potential damages to members of public or their property caused by you or your business. This extends to legal costs, fees and expenses.
In many cases an insurance advisor or specialist may be needed when taking out this insurance for your business. Public liability insurance can cover a wide range of areas, with many conditions, terms, exclusions and warranties that may be included. Premiums can also vary depending on the type, size and turnover of your business.