Landlord Homeowners Insurance

While building and contents insurance will cover damage to your property as well as the furniture and furnishings that you provide, if you are liable for compensation to a tenant or a visitor this type of landlord’s insurance does not always cover you as standard. As such you may want to consider taking out public liability insurance for landlords. You can look at the table below to compare a selection of links to landlord insurance quote providers who can offer you a selection of quotes from a variety of different providers.

Landlord Insurance Deals
ProviderRental ProtectionMulti Property QuotesPublic and Property Liability CoverSpecial FeaturesGet Quotes
YesyesGet QuotesPRICE GUARANTEE - beat any renewal quote on like for like cover.* Find cheap landlord insurance - Fast online quotes - multi property insurance - loss of rent cover - all tenant types coveredGet Quotes >
YesyesGet QuotesSave up to 35% on your Landlord insurance** - Cover for Professionals, Student Lets, DSS and many more - One property or portfolio our partners can helpGet Quotes >
YesyesStandard Cover Up to £2m Price Beat Guarantee New Customers Only. Cover on an equivalent basis to ours. Qualifying Criteria Apply. Underwritten by U K Insurance Limited.Get Quotes >
YesyesGet QuotesCompare the best prices and policies for landlords. Quick quotes with all risks and multi properties covered by our UK insurance providers.Get Quotes >
YesyesGet QuotesFill in one form to compare landlord insurance deals from a range of providers and find the right one for you.Get Quotes >
YesyesCover Up to £2mWe cater for all types of Landlords Building Insurance. Multi-Quote's available, buy online now.Get Quotes >
YesyesGet QuotesGet quotes instantly and find the cover you need at a price that suits you. Immediate cover available. Arranged by Arthur J. Gallagher Insurance Brokers Limited who source products from a panel of insurers, ensuring you get the right cover at a competitive price.Get Quotes >

*New customers only. Minimum premiums apply. Proof of alternative quote may be required. Based on the same level of cover.

**Save up to 35% on your Landlord Insurance - Get a Quote Today »


Landlord liability insurance will cover you for:

  • Damages awarded to the claimant
  • The claimants costs if you’re at fault
  • Your own legal costs needed to defend a claim

 

When looking at options for public liability insurance you will find that each provider may have different excesses or a different maximum amount of money they will pay out in the event of a claim. As a result of this you should find public liability insurance for landlords that covers you to a level you feel personally comfortable with. There are a wide variety of providers of landlord insurance and as a result there are a diverse range of different products available on the market. Therefore it is worthwhile to shop around thoroughly before you take out a policy to try and find the best plan for your specific circumstances. You might be able to find public liability insurance for landlords as a standalone product however you could also find it as an optional extra for landlord insurance which provides other coverage.

 

In addition to public liability insurance, if you have any employees working on your let properties such as cleaners, maintenance people or gardeners then you may also want to think about taking out employer’s liability insurance. This will provide you for cover made by employees of yours while working on your property.

 

You might also want to consider Legal expenses cover for landlord. Because while public and employers liability cover may be able to help you pay for the legal costs involved if one of those parties enters litigation with you for reasons such as a personal injury claim, you may incur legal expenses for other reasons which you may not be covered such as:

  • The pursuit of rent in arrears
  • Eviction of squatters
  • Cover for professional fees such as Tax, VAT, PAYE and NIC Investigations
  • Defence if prosecuted for a reason relating to the insured property for Gas and Safety, Furniture and Furnishings and Electrical Equipment Regulations

 

You can use the comparison table further up this page to view a range of different links that could provide you with quotes for different kinds of landlord insurance.