Latest banking news

Inflation all wrapped up

Oliver Roylance-Smith / 01 February 2012

Recent weeks have provided confirmation of the interest rate status quo from the Bank of England along with the release of the latest inflation figures from the Office for National Statistics. Combi... Read more

Inflation and interest rates - what it means for you

Oliver Roylance-Smith / 01 February 2012

In the last fortnight we have had a further vote on the base rate by the Bank of England’s Monetary Policy Committee as well as the revised inflation figures released by the Office for Nationa... Read more

Savings vs Inflation

Oliver Roylance-Smith / 29 November 2011

With so much uncertainty surrounding what will happen to inflation in the future, we review the current range of savings plans and see how their returns stack up against the rising cost of living. F... Read more

Apply for an RBS Current Account today!

RBS current accounts can offer customers competitive interest rates and a number of other benefits.

RBS have a number of current accounts on offer which have been designed to cater for a variety of people, these include, a Standard Current Account, a Key Account, a Royalties Gold account and an RBS Revolve account designed specifically for 11 - 18 year olds.

See the table below to find out if the RBS current accounts are right for you:

 AccountInterest (AER)Overdraft RateFunding Required*Fee pmFeaturesApply
£0.0019.24%£100.00£12.95Mobile phone insurance - includes iPhones; Green Flag car breakdown cover - even on your driveway; Annual world wide travel insurance - includes winter sports.More Info >
0%19.89%£0.00NilA flexible current account for day-to-day banking. Overdraft (subject to eligibility) - extra breathing space for your finances. Over 18s only. More Info >

*Some current accounts require customers to pay in a minimum amount each month.

**See Terms and Conditions

If you want to find out which RBS current account is right for you, check out the information below:

  • Standard Current Account – No monthly subscription
  • Key Account – Free banking with no subscriptions involved
  • Royalties Gold – Monthly subscription provides you with travel insurance, tailored rates on mortgages, loans, credit cards and much more
  • RBS Revolve – Provides competitive interest rates for 11 – 18 year olds plus top tips on how to manage your money and free texts or music downloads when you top up your phone from an RBS cash machine

Click on the links to learn more about RBS current accounts.

Latest Current Account Deals
 AccountInterest (AER)Overdraft RateFunding Required*Fee pmFeaturesApply
5.00%**0.0%£0.00NilUp to £300 Cashback when you switch your current accountMore Info >

Representative Example: If you use an overdraft limit of £1,200 a 0% EAR (variable) charge will apply for first 12 months, 50p per day capped at 10 days each monthly statement period applies thereafter.

0.00%Daily fees on agreed overdrafts£0.00Nil£5 cashback every month you deposit £1,000. More Info >
Up to 3%19.30%£0.00NilEasy switching process. Earn up to 3% AER on balances of £3,000-£5,000 with Vantage. £10 overdrafts buffer and grace period.More Info >
Representative Example: If you use an overdraft limit of £1,200 on our Classic account the interest rate we charge will be 19.3% EAR* variable. A monthly overdraft usage fee of £5 applies.
0.0%19.30%£0.00 NilTelephone and Online Banking - Simply, free and easy to useMore Info >
Representative Example: Up to £5,000, 19.3% interest p.a. (variable). Subject to status and application.
0.0%18.30%£300.00£5pmBenefits include mobile phone insurance, cardholder protection and much more for £6.50 per month.More Info >
Representative Example: Up to £300, 0% interest p.a. (variable). £301-£5,000, 18.3% interest p.a. (variable). Subject to status and application.
0.0%18.30%£300.00£15Benefits include Travel Insurance, mobile phone insurance, breakdown cover and much more for £15 per month.More Info >
Representative Example: Up to £300, 0% interest p.a. (variable). £301-£5,000, 18.3% interest p.a. (variable). Subject to status and application.
0.0%17.90 %£500.00£12.95Could provide you with up to £500 of benefits & services a year. £6pm for first 3 months. ID theft and personal safety assistance. Text Banking. HSBC Advance Specialist 24/7 on hand.More Info >
Representative example: If you use an overdraft limit of £1,200 the interest rate charged will be 17.9% EAR (variable).
0.0%19.90 %£500NilOverdraft, award-winning online banking, access to 4% savings accountMore Info >
Representative example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.9% EAR (variable).
0%19.89%£0.00NilA flexible current account for day-to-day banking. Overdraft (subject to eligibility) - extra breathing space for your finances. Over 18s only. More Info >
Representative example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.89% EAR (variable).
0.0%19.49%£100.00 £12.95For the third year running, the independent financial research company Defaqto gave Advantage Gold their 5 Star rating for product features, benefits and charges (February 2011).More Info >
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.49% EAR (variable).
£0.0019.24%£100.00£12.95Mobile phone insurance - includes iPhones; Green Flag car breakdown cover - even on your driveway; Annual world wide travel insurance - includes winter sports.More Info >
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.24% EAR (variable).
0%19.89%£0.00NilA flexible current account for day-to-day banking. Overdraft (subject to eligibility) - extra breathing space for your finances. Over 18s only. More Info >
Representative example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.89% EAR (variable).
0%18.9%£700 per monthNilPreferential rates on savings and loans. Free European travel insurance, discounts on home insurance. No monthly fee. (Pay in a minimum of £750 per month to get the benefits.)More Info >
Representative Example: 18.9% EAR variable is charged on all overdrawn balances.

*Some current accounts require customers to pay in a minimum amount each month.

**See Terms and Conditions

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