Royal Bank of Scotland Mortgages

Compare Royal Bank of Scotland Mortgage Deals

Latest Deal - Royal Bank of Scotland 2 Year FIXED »

Call FREE - 0800 096 7447 

1.35%Reverts to 3.75% after 2 years
  • 2 Year Fixed - 60% LTV Deal
  • Call FREE - 0800 096 7447


Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Royal Bank of Scotland 2 Year TRACKER »

Call FREE - 0800 096 7447 

1.59%Reverts to 3.75% after 2 years
  • 2 Year Tracker - 60% LTV Deal
  • Call FREE - 0800 096 7447


Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Compare Royal Bank of Scotland mortgages with other top mortgage deals on the market

 

Call Royal Bank of Scotland Mortgage Direct on 0800 096 7447.

RBS Fixed Rate Mortgage Deals

Provider

Type

Initial Rate

Initial Term

Overall Cost for Comparison

Max LTV*Product Fee 
Fixed

1.35%

Reverts to 3.75%

2

Years

3.50%

60%

YesMore Info >
£250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.
Fixed

1.39%

Reverts to 3.75%

2

Years

3.50%

70%

YesMore Info >
£250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.
Fixed

1.51%

Reverts to 3.75%

2

Years

3.50%

80%

YesMore Info >
£250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.
Fixed

1.83%

Reverts to 3.75%

5

Years

3.20%

60%

YesMore Info >
£250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.10% APRC. This is the cost of the mortgage over the full term.
Fixed

2.89%

Reverts to 3.75%

2

Years

3.70%

80%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.
Fixed

2.35%

Reverts to 3.75%

2

Years

3.60%

60%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.
Fixed

2.40%

Reverts to 3.75%

2

Years

3.60%

70%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.
Fixed

1.65%

Reverts to 3.75%

2

Years

3.50%

85%

YesMore Info >
£500 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term.
Fixed

2.02%

Reverts to 3.75%

5

Years

3.20%

70%

YesMore Info >
£250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.20% APRC. This is the cost of the mortgage over the full term.
Fixed

3.20%

Reverts to 3.75%

5

Years

3.60%

60%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

2.98%

Reverts to 3.75%

2

Years

3.70%

85%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.
Fixed

3.28%

Reverts to 3.75%

5

Years

3.60%

70%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.
Fixed

2.21%

Reverts to 3.75%

5

Years

3.30%

80%

YesMore Info >
£250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.30% APRC. This is the cost of the mortgage over the full term.
Fixed

3.65%

Reverts to 3.75%

5

Years

3.80%

80%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

2.51%

Reverts to 3.75%

2

Years

3.70%

90%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.
Fixed

2.47%

Reverts to 3.75%

5

Years

3.40%

85%

YesMore Info >
£250 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.40% APRC. This is the cost of the mortgage over the full term.
Fixed

3.30%

Reverts to 3.75%

2

Years

3.80%

90%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

3.68%

Reverts to 3.75%

5

Years

3.80%

85%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

2.91%

Reverts to 3.75%

5

Years

3.60%

90%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.
Fixed

3.99%

Reverts to 3.75%

5

Years

3.90%

90%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.

Representative Example:


A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.


The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).


In this example the overall cost for comparison is 3.7% APRC representative.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
RBS Tracker Rate Mortgage Deals

Provider

Type

Initial Rate

Initial Term

Overall Cost for Comparison

Max LTV*Product Fee 
Tracker

1.59%

Reverts to 3.75%

2

Years

3.80%

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Tracker

1.79%

Reverts to 3.75%

2

Years

3.90%

70%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Tracker

2.39%

Reverts to 3.75%

2

Years

3.80%

60%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Tracker

2.44%

Reverts to 3.75%

2

Years

3.80%

70%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.

Representative Example:


A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.


The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).


In this example the overall cost for comparison is 3.7% APRC representative.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
RBS Buy To Let Mortgage Deals

Provider

Type

Initial Rate

Initial Term

Overall Cost for Comparison

Max LTV*Product Fee 
Tracker
Buy-to-Let

1.88%

Reverts to 4.25%

2

Years

4.40%

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.
Fixed
Buy-to-Let

1.89%

Reverts to 4.25%

2

Years

4.00%

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.
Tracker
Buy-to-Let

2.40%

Reverts to 4.25%

2

Years

4.40%

70%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.
Tracker
Buy-to-Let

2.44%

Reverts to 4.25%

2

Years

4.40%

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.
Fixed
Buy-to-Let

2.17%

Reverts to 4.25%

2

Years

4.10%

70%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.
Tracker
Buy-to-Let

2.93%

Reverts to 4.25%

2

Years

4.30%

60%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.
Fixed
Buy-to-Let

2.17%

Reverts to 4.25%

2

Years

4.10%

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.
FixedBuy-to-Let

3.23%

Reverts to 4.25%

2

Years

4.40%

60%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.
Tracker
Buy-to-Let

3.43%

Reverts to 4.25%

2

Years

4.40%

70%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.
Tracker
Buy-to-Let

3.49%

Reverts to 4.25%

2

Years

4.40%

75%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.40% APRC. This is the cost of the mortgage over the full term.
Fixed
Buy-to-Let

2.50%

Reverts to 4.25%

5

Years

3.70%

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.
Fixed
Buy-to-Let

2.68%

Reverts to 4.25%

2

Years

4.10%

70%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.
Fixed
Buy-to-Let

2.77%

Reverts to 4.25%

2

Years

4.10%

75%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.10% APRC. This is the cost of the mortgage over the full term.
Fixed
Buy-to-Let

2.87%

Reverts to 4.25%

5

Years

3.90%

70%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
FixedBuy-to-Let

2.98%

Reverts to 4.25%

5

Years

3.80%

60%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed
Buy-to-Let

3.09%

Reverts to 4.25%

5

Years

4.00%

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.
Fixed
Buy-to-Let

3.08%

Reverts to 4.25%

5

Years

3.90%

70%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Fixed
Buy-to-Let

3.25%

Reverts to 4.25%

5

Years

3.90%

75%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 4.80% APRC. This is the cost of the mortgage over the full term.

Representative Example:


A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.


The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).


In this example the overall cost for comparison is 3.7% APRC representative.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Royal Bank of Scotland Mortgages

Royal Bank of Scotland offers a wide range of mortgage types to suit a variety of buyers, from those just starting out on the property ladder to those who are looking to remortgage in the hope of getting a better deal. Some of the mortgage types on offer from Royal Bank of Scotland include:

 

  • Fixed rate mortgage deals – with a fixed rate mortgage deal from the Royal Bank of Scotland, you can enjoy the security and reassurance of knowing exactly how much you will need to budget towards your mortgage repayments each month, because the interest rate you pay will be the same for the duration of the fixed rate term. Royal Bank of Scotland offers a range of fixed rate mortgages ranging from 2 to 5 years in length.
  • Tracker mortgage deals – tracker mortgages are a type of mortgage which bases the interest paid on the movement of the Bank of England Base Rate. A tracker mortgage from the Royal Bank of Scotland could be an option for people who want to take advantage of any changes in the base rate and do not mind not having fixed mortgage repayments. 
  • Remortgage deals – If your current fixed rate or tracker mortgage deal is coming to an end, you may want to look around the other mortgage options available because many mortgage rate move to the lender’s standard variable rate after the initial offer period ends. Royal Bank of Scotland offers a range of fixed rate and tracker rate remortgage deals which could appeal to those homeowners who are looking to switch their mortgage.
  • Buy to let mortgage deals – For current or prospective landlords, the Royal Bank of Scotland offers a selection of competitive buy to let mortgage deals of various types and rates.
  • First time buyer mortgage deals – It can be more difficult to get on the property ladder if you do not have a substantial deposit, but the Royal Bank of Scotland’s range of first time buyer mortgages could help. Royal Bank of Scotland is participating in the Government Help to Buy mortgage scheme, which offers mortgages of up to 95% loan to value (LTV) to help buyers with a smaller deposit own their own homes. Royal Bank of Scotland also offers its own selection of exclusive mortgage deals for first time buyers, with no product fees.

 

Compare Royal Bank of Scotland Mortgages

Compare your current Royal Bank of Scotland mortgage options with other mortgage deals in the table above or Call Royal Bank of Scotland Mortgages Direct on 0800 096 7447.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker