RBS Share Dealing

Compare Royal Bank of Scotland share dealing with other accounts


No matter if you are already experienced in UK Share dealing or thinking of becoming an investor the first time you may have been wondering if an RBS share dealing account was the right choice of share dealing platform for you.

The RBS share dealing account lets you take control of your own investments, with access to shares listed in the UK and internationally as well as the latest market information and tools. If you want to manage your own share dealing in one convenient place, an RBS share dealing account could be an option worth considering. Use the table below to find out more and apply today for share dealing with RBS:

Share Dealing Accounts Selection
ProviderAccountTrade From:More Info
£5.00 frequent trader rate

£8.00 standard trader rate

More Info >
£11.50 standard trader rateMore Info >
  • Online trading charge £11.50
  • Deal in Equities (LSE, AIM & ISDX), Qualifying clean retail Funds (Unit Trusts & OEICs), Overseas Equities, Investment Trusts, ETFs & ETC, Gilts, UK/Overseas Bonds, PIBS
  • Foundation Portfolios available to get you started
  • 0.25% Platform Charge
  • 0.15 % to 0.75% (£25 minimum) charge applies to telephone dealing.
  • 0.5% Stamp Duty 
  • The value of your investments can rise as well as fall, so you may get back less than you invested. 
  • If you’re unsure about the suitability, we recommend you ask for independent advice.
£5.95 frequent trader rate

£12.50 standard trader rate

More Info >
  • TD Direct Investing is the new name for TD Waterhouse
  • Online trading commission rates start from just £5.95 for new and active traders
  • Wide variety of investment choices including UK and international shares and funds (unit trusts & OEICS)
  • The award winning website and mobile platforms give you everything you need to research and manage your portfolio
  • It is important that you are aware of the risks involved in investing, share prices can fall as well as rise and you may not get back all the money that you invested
  • Account charge of £20 +VAT every six months (fee waivers available)
£5.95 frequent trader rate

£11.95 standard trader rate

More Info >
  • Online trading charges are based on previous month's activity. 20+ trades made in previous month is £5.95 a trade. 10-19 trades are £8.95 a trade. Less than 10 trades it’s £11.95.
  • Free mobile app to deal shares, access prices, indices, news and research.
  • Free live share prices.
  • No admin charges.
  • Make your own investment decisions and deal thousands of UK, American, Canadian and European shares.
  • 1.00% (£20 minimum, £50 maximum) charge applies to phone and post dealing.
  • 0.5% Stamp Duty and a PTM levy of £1.00 is charged on all UK trades over £10,000.
  • The value of your investments can rise as well as fall, so you may get back less than you invested. 
  • If you’re unsure about the suitability, we recommend you ask for independent advice.
£12.50 standard trader rateMore Info >
  • Pay £12.50 commission to trade UK shares
  • *Pay only £3.95 per trade during special monthly offer periods
  • Buy UK shares for just £2 commission on set dates each month through a regular investment plan
  • International share dealing available at £12.50 + currency conversion per trade
  • Trade online, on your mobile or over the phone
  • Telephone trading of international shares costs £25 per trade

The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.


Compare Share Dealing Self Select ISAs
ProviderAccountTrade From:More Info
£5.95 frequent trader rate

£11.95 standard trader rate

More Info >
  • Online trading charges are based on previous month's activity. 20+ trades made in previous month is £5.95 a trade. 10-19 trades are £8.95 a trade. Less than 10 trades it’s £11.95.
  • Free mobile app to deal shares, access prices, indices, news and research.
  • Free live share prices.
  • No admin charges.
  • Make your own investment decisions and deal thousands of UK, American, Canadian and European shares.
  • 1.00% (£20 minimum, £50 maximum) charge applies to phone and post dealing.
  • 0.5% Stamp Duty and a PTM levy of £1.00 is charged on all UK trades over £10,000.
  • The value of your investments can rise as well as fall, so you may get back less than you invested. 
  • If you’re unsure about the suitability, we recommend you ask for independent advice.
£11.50 standard trader rateMore Info >
  • Online trading charge £11.50
  • Deal in Equities (LSE, AIM & ISDX), Qualifying clean retail Funds (Unit Trusts & OEICs), Overseas Equities, Investment Trusts, ETFs & ETC, Gilts, UK/Overseas Bonds, PIBS
  • Foundation Portfolios available to get you started
  • 0.25% Platform Charge
  • 0.15 % to 0.75% (£25 minimum) charge applies to telephone dealing.
  • 0.5% Stamp Duty 
  • The value of your investments can rise as well as fall, so you may get back less than you invested. 
  • If you’re unsure about the suitability, we recommend you ask for independent advice.
£5.95 frequent trader rate

£12.50 standard trader rate

More Info >
  • INTRODUCTORY rate of £5.95 for first 3 months
  • Then online trading charges based on previous 3 month's activity. 20+ trades is £5.95 a trade. 10-19 trades are £8.95 a trade. Less than 10 trades it’s £12.50.
  • £20 +VAT account fee every 6 months, fee waivers available
  • TD Recomnmended Funds, Top buys and Fund Selector tools
  • Tablet and mobile apps
  • Make your own investment decisions and deal thousands of UK funds as well as shares, AIM stocks, bonds, ETFs, Investment Trusts and IPOs
  • Additional charges for phone and post dealing as well as £100,000+ investments.
  • 0.5% Stamp Duty and a PTM levy of £1.00 is charged on all UK trades over £10,000.
  • The value of your investments can rise as well as fall, so you may get back less than you invested. 
  • If you’re unsure about the suitability, we recommend you ask for independent advice.
£4.95 frequent trader rate

£9.95 standard trader rate

More Info >
  • Voted ‘Best Share Dealing App 2015’  in Investors Chronicle and FT Investment and Wealth Management Awards and 'Best online Share Dealing provider 2015'  in Your Money Direct Awards
  • Place 10 deals or more per month and pay only £4.95 per online deal in the next month
  • Choose from over 4,000 investment funds
  • Place less than 10 deals per month and pay £9.95 per online deal in the next month

The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

Features of RBS share dealing accounts

 

You can choose from four share dealing accounts from RBS, each tailored to suit different requirements:

 

  • Direct trader share dealing – easy to manage share dealing online or via the RBS Mobile Trading App
  • Direct trader self-select ISA – invest up to your maximum annual ISA allowance
  • Monthly portfolio builder – build up your portfolio gradually from just £1.50 per transaction
  • Elite share dealing – the premium RBS share dealing service

 

Open an RBS share dealing account and you can:

 

  • Access UK and international shares
  • You can trade shares online for a fee of £13.95 per trade, or by phone for a fee of £55 per trade
  • Access a wealth of online share trading information and use trading tools
  • Fund your account with a debit card in an instant
  • Start trading straight away
  • Manage your investments online
  • With the RBS Self Select ISA you can buy and sell shares while protecting any growth on your investments from capital gains tax.

 

Deciding which is best for you

 

When comparing different plans to find out what the best share-dealing account for you might be, consider some of the charges involved with each one.

 

The pros and cons of share dealing platforms can vary greatly; therefore it’s important to consider which would be best and most cost effective for how you want to invest. You need to take into account things such as; are you just going invest in UK dealing or international as well? And how often are you going to buy and sell?

 

Charges to consider when comparing platforms:

 

  • Account fee: Platforms may charge a monthly, quarterly or annual account fee, but some accounts might waive this if you make meet a certain minimum of trades each month, or you deposit above a certain sum.
  • Inactivity fee: This is a charge you may be required to pay unless you make a certain number of transactions within a set time period. Many platforms no longer use this as an incentive for you to sign up with them.
  • Buying/selling shares: think about how much it will cost you each time you buy or self. Many plans offer reduced fees for people who make frequent trades
  • Stamp duty: When purchasing UK shares you will pay 0.5% in stamp duty and an extra £1 on transactions above £10,000.

 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. Investments in Stocks & Shares ISAs do not contain the same degree of capital security as investments in deposits. 

Stocks & Shares ISAs are designed as medium to long term investments of, for example, five years or more. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.