RBS Telephone Banking

Apply for an RBS account today!

RBS telephone banking is ideal for those who are on the go a lot and need easy, instant access to their bank account 24 hours a day, 7 days a week. With RBS telephone banking, you can:

  • Access your account
  • Order printed statements, new cheque books, paying-in books
  • Get an up-to-date balance
  • Apply for new products

Online banking and textphone banking are also available. Textphone is especially good for those who are hearing impaired. An increasing number of banks now offer telephone banking. Compare current accounts and see if RBS telephone banking is right for you, or click on the links below to apply for a range of RBS current accounts and the RBS Direct Saver:


 AccountOverdraft (EAR%)FeaturesApply
up to £5000 (from 19.3%)Telephone and Online Banking - Simply, free and easy to use 
0% on arranged overdrafts!Interest free overdrafts 
19.99%A flexible current account for day-to-day banking 
19.24%0.10% interest is calculated daily and paid into your account on a monthly basis 
0% for 12 months, max limit £2500Earn 5.0% on balances up to £2500 
from £1 per day£5 cashback every month you deposit £1000 
from £1 per day£5 cashback every month you deposit £1000 
19.9%£50 cashback for new customers when you switch to HSBC Current Account or Current Account Plus. 
0% for 12 months, max limit £2500Earn 5.0% on balances up to £2500 + get £100 when you switch! 
19.3% Add Vantage to your current account and earn 4.00% AER on your credit amount 
N/ANo chequebook and no overdraft facility so you can't get into debt 
interest free up to £300 and 16.9% thereafterUp to £213 benefits annually for just £5 per month 
up to £300 interest free (from 12.9% thereafter)Up to £800 of annual benefits for just £15 a month. Includes travel insurance, mobile insurance, breakdown cover and much more! 
18.49%Winter savings worth up to £704 incl. breakdown cover, annual travel insurance and mobile insurance incl. iPhones™. Conditions and monthly fee apply. 
17.00%Winter savings worth up to £704 incl. breakdown cover, annual travel insurance and mobile insurance incl. iPhones™. Conditions and monthly fee apply. 
n/aOffshore Banking - opening balance £5000 


ProviderAccountRateApply
4.75%* 
5 year capital protected deposit plan with an annual yield of 4.75% or a monthly yield of 0.38%. The plan can be used for cash ISA investment or cash ISA transfer.
4.55% 
Interest can be paid Annually at 4.55% AER, Quarterly at 4.47% AER or Monthly at 4.45% AER. Minimum Deposit £10,000
4.00% 
3 year fixed rate deposit plan that returns 4.00% a year. The plan can be used for cash ISA investment or cash ISA transfer.
3.00% 
18 Month Fixed Rate - 3.00% AER. Open to new and existing customers. Click to learn more.
2.50% 
Rate guaranteed for 12 months from date account opened. Save from just £1.
up to 2.50% 
minimum deposit £1.00. Open to Natwest current account holders only.
* Income payments are dependent upon the FTSE 100 Index.