RBS Regular Income Deposit Plan 1

This plan is currently unavailable

The Regular Income Deposit Plan 1 is a 3 year structured deposit plan which aims to provide a regular fixed income of 4.30%  gross/AER.

The Plan is available for direct investment, cash ISA, cash ISA transfer, as well as SIPP and SSAS pension investments. It is also available to businesses, charities and trusts.

  • Annual Interest: 4.30% gross/AER
  • Capital protected product **
  • Investment term: 3 Years
  • Minimum single investment: £3,600
  • Maximum current year cash ISA investment: £5,340
  • No maximum total investment
  • Deposit Taker: Ulster Bank Ireland Limited, part of the Ulster Bank Limited Group, a wholly owned subsidiary of The Royal Bank of Scotland Group Plc.
  • Eligible for the Irish Deposit Guarantee Scheme up to 100,000 euros for an individual or up to 200,000 euros for a joint deposit account *
  • This Plan is not the same as a bank or building society deposit account and an early exit fee will apply if your capital is withdrawn early
  • Interest must be paid to a nominated bank account
  • Cash ISA transfer deadline: 26th August 2011
  • Direct investment and cash ISA deadline: 8th September 2011

*Subject to the Scheme's eligibility criteria - see brochure for details.

** The return of your capital depends on the ability of the counterparty (Ulster Bank Ireland Limited, a wholly owned subsidiary of RBS) to repay your money. 

 

 

 

This is a structured deposit plan and is capital protected. There is a risk that the company backing the plan or any company associated with the plan may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS), depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plan is not held for the full term. The past performance of the FTSE 100 Index is not a guide to its future performance.

If you are at all unsure of the suitability of this type of investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.

Fair Investment Company Limited is Authorised and Regulated by the Financial Services Authority.