Unemployment insurance will give protection in case of redundancy or other involuntary unemployment, as well as having to quit your job to become a full time carer for a member of your immediate family. Accident and Sickness covers you if you are unable to work due to an accident or illness. According to the Department of Works and Pensions the average UK worker would struggle financially after just 4 weeks if out of work. Redundancy income protection provides a certain percentage of your monthly income for a pre-determined length of time, usually 12 months. Use our service below to get online quotes:

Short Term Income Protection - Online Quotes
ProviderType of InsuranceMaximum CoverSpecial FeaturesGet Quotes
Short Term Income Protection InsuranceUp to £2,500 per month or 65% of Gross Salary (whichever is lower)Price Beat Guarantee - Widest Cover - Online QuotesGet Quotes >
  • Price Beat Guarantee
  • Benefit Periods - 6 or 12 months (you choose)
  • Maximum Benefit - £2,500 or 65% of gross salary (whichever is lower)
  • Bonus & Commission taken into account
  • Initial exclusion for sickness - 12 months symptom free
  • Initial exclusion for unemployment - 60 days
  • FREE Legal expenses cover of £25,000
  • Back to work support
  • No discrimination on age, postcode or being a smoker
  • Agency workers covered
  • Must be in full time work living in the UK, Channel Islands or Isle of Man and aged 18 or over
  • Must have been continuously employed for at least 6 months prior to policy start date
  • Must not be aware of any impending unemployment or aware of any circumstances that might lead to becoming a carer
  • Must not be subject to any on-going enquiry or disciplinary from an employer
  • Must not be convicted of any criminal offence
  • Must not be off work due to ill health 

Income protection insurance may:

  • Provide cover while you are looking for employment
  • Help you keep on top of heating, electricity and water bills
  • Assist with paying home, car and other insurance policies
  • Help you to pay your mortgage payments or keep up with rent payments
  • Assist you in paying your debts if you have any
  • Help you pay your council tax

It is important to note that cannot apply for this Income Protection Insurance if your work is temporary (including agency work), casual, seasonal, irregular, a period of training/apprenticeship or for a specific task.