It might be necessary for you to remortgage your house if you are experiencing difficulty meeting repayments or if you need to release money for something else. If this is the case, then there are various remortgaging services available to you even if you have a bad credit rating, no proof of income, bankruptcy, a repossession order, eviction notice or mortgage defaults.

Advantages of remortgaging your house include:

  • Consolidating all of your existing debts into a more manageable arrangement
  • Reducing your monthly repayments
  • Releasing money to spend on other things
  • Potentially saving money by finding a lower remortgage rate
  • Being able to remortgage your house despite having problems with bad debt, CCJs, mortgage arrears etc.

A remortgage can also help by enabling you to combine all your unpaid debts into one and lowering your monthly outgoings.

When choosing a remortgage, take care to fully investigate the interest rate and fees which might be attached.

 

Find the best rates and get free advcie about which remortgage deal is right for you by filling in our quick enquiry form.

Remortgage Deal Selection - Call Direct
Initial RateProviderTermTypeAPR*LTV 
2.09%
2 Years2 Year Tracker4.00%60%More Info >
£1,995 booking fee.
Call 0800 077 3454 to speak to a Santander Mortgage Specialist.
2.35%
2 Years2 Year Tracker Exclusive4.00%60%More Info >
Only available to existing current account customers. £1,499 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.28%
2 Years2 Year Fixed Rate Remortgage3.90%60%More Info >
£1,999 booking fee. Maximum mortgage size £500,000
Call 0800 077 4264 to speak to the HSBC mortgage team.
3.74%
2 YearsGreat Escape 2 Year Fixed Rate Remortgage3.90%70%More Info >
No Product fee. Reverting to 3.89% (base rate + 3.39%) variable for the remaining term of the mortgage.
Call 0845 0701720 to speak to a Woolwich mortgage specialist.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker