Roll-up Mortgage
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If you are worried about how you will fund your retirement you may be interested in a roll-up mortgage. 
A type of equity release, the roll-up mortgage allows you to unlock some of the value in your home in the form of a loan from an equity release company.
With a roll-up mortgage you could:
- Receive the loan as a cash lump sum or a regular income
- Pay no interest until your home is sold (after you die or have to permanently go into residential care)
However, it is important to remember that the interest will add up with a roll-up mortgage, which is why you are unlikely to be loaned a large percentage of your home’s value.
Our equity release service can help you find out everything you need to know about a roll-up mortgage, all it takes is a few minutes to fill in one form and we will put you in touch with an equity release expert who will compare competitive roll-up mortgages and offer quotes and advice.
Lifetime mortgages as from October 2004 are regulated by the Financial Services Authority. A lifetime mortgage is a loan secured on your home. The loan and interest are normally repaid from the proceeds of the sale of your home when you die or move into long term care. With a home reversion plan you sell all or part of your home for cash. However you do not get the full market return for doing so.
The above equity release mortgage detail is for information purposes only as does not constitute financial advice under the Financial Services and Markets Act 2000. When considering any type of equity release product, it is important that you seek independent legal advice.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.