Royal Bank of Scotland Cash ISA

Maximise your ISA savings with RBS

Royal Bank of Scotland Cash ISAs allow you to make competitive returns on your savings, without paying tax on the interest earned. You can set up a standing order and watch your savings grow each month in some Royal Bank of Scotland cash ISAs. You can only pay into one Cash ISA each tax year.

Fixed Rate Cash ISAs
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Instant Access Cash ISAs
ProviderAccountInterest Rate (AER)TermApply

Up to

1.50%
Instant AccessApply Now >
Earn 1.50% AER (variable) on balances over £25,000. Online, phone or branch access.
Other features of a Royal Bank of Scotland Cash ISA include:
  • Transfer existing ISAs
  • Manage your ISA online, in branch or by phone
  • Instant access or fixed rate deals to choose from

You can open a Royal Bank of Scotland Cash ISA with just £1, which means you can start saving straight away.

Cash ISA Selection
ProviderPlan NameDeposit TakerISA OptionTermMaximum Potential ReturnMore Info
Target Income Deposit PlanInvestec Bank plcyes6 years4.75%
per annum
More Info >
6 year structured deposit plan paying a potential annual income of 4.75%. Also available as a cash ISA and ISA transfer.
5 Year Deposit Plus PlanInvestec Bank plcyes5 years27.5% fixed or 100% of FTSE 100 growth (no limit)More Info >
5 year capital protected structured deposit plan which aims to return either a potential fixed return of 27.5% or 100% of any FTSE 100 growth if higher. Also available for Cash ISA and Cash ISA transfer.
Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.

 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested.

Investments in Stocks & Shares ISAs do not contain the same degree of capital security as investments in deposits. Stocks and shares ISAs are designed as medium to long term investments of, for example, five years or more. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.