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Royal Bank of Scotland Savings Accounts

There is a range of Royal Bank of Scotland savings accounts available, so you can choose the one which best suits your needs – whether you need immediate access to your money, or are prepared to lock it away for longer in return for higher rates of interest. The different Royal Bank of Scotland savings accounts available include:

Direct Saver – Internet only account, instant access with unlimited free withdrawals, invest from £1-£1,000,000, tiered interest means the more you save the more you earn.
Telephone Saver – Telephone-based account, with instant access and unlimited free withdrawals, invest from £1-£1,000,000 with tiered interest rates.
Instant Savings Tracker – Guaranteed interest rates which track the base rate, invest £500-£1,000,000, 3 free withdrawals a year and further withdrawals cost £1.50 each, tiered interest rates.
Instant Access Savings Account – invest £50-£1,000,000 (or from £20 by standing order), tiered interest rates encourage you to save more, interest bonuses if you have another account with RBS, use your account to offset your mortgage. Surplus money from RBS current account can be moved in automatically at the end of each month.
First Home Saver – Invest from £500-£1,000,000, make three free withdrawals per quarter, further withdrawals are £1.50 each. Get up top £360 cashback if you have an RBS mortgage, guaranteed to track the base rate, surplus funds from an RBS current account can be moved automatically into your savings account, open with £500 and tiered interest means you get higher returns with higher investment.

To make the most out of your savings, it is important that you shop around, comparing Royal Bank of Scotland savings accounts with others to find the savings account which best suits your needs and requirements.

Provider	Account Name	Rate (AER)	Minimum Balance
Derbyshire	Loyalty Saver Ex/C	6.50%	£10
Shepshed Building Society	Children's Regular Saver	6.50%	£10
Yorkshire Building Society	Regular Saver	6.35%	£10
Yorkshire Building Society	First Time Buyer Savings Account	6.25%	£100
Ipswich Building Society	Target Saver 4	6.10%	£90
Scarborough Building Society	My Savings	6.00%	£10
Nottingham Building Society	Regular Saver	6.00%	£10
Nationwide Building Society	Regular Savings	6.00%	£1
Leek United	Regular Savings Account Ex/C	6.00%	£25
Monmouthshire Building Society	Christmas Saver Account	5.90%	£1

Best Buy Deals

Provider	Account Name	Rate (AER)	Minimum Balance	Apply
	Monthly Savings	7.75%	£20	Apply
	IceSave Fixed rate	7.06%	£1000	Apply
	eSaver	6.5%	£1	Apply
	Tesco	6.25%	£1	Apply
	L&C Savings	6.1%	£1000	Apply