Saga Car Insurance for the over 50s

Saga car insurance specialises in cover for the over 50s, offering a wide range of cover and benefits to choose from. Use the table below to find out more about Saga car insurance for over 50s: 

SAGA Car Insurance Deal
ProviderSpecial OffersGet Quotes

Saga Car Insurance is designed for drivers aged 50 and over. Comprehensive cover is available from just £120 a year***.
With a Comprehensive policy you'll benefit from the following as standard: Uninsured driver cover, Vandalism cover, Up to £1,000 personal belongings cover, Cover for driving in the European Union for an unlimited period.

Get Quotes >

Benefits of Saga car insurance include:

  • Uninsured driver promise – if an uninsured driver hits your car, Saga will refund any excess paid and your No Claim Discount won't be reduced (as long as you supply the details of the other vehicle including the registration and the accident details)
  •  5% additional car discount - for every additional car insured at the same address drivers over 50 will receive a 5% discount
  •  If a medical emergency interrupts your journey, any driver can take over the driving or take your car back home
  •  Travel or hotel expenses of up to £500 to get you home after an accident
  •  Unlimited EU car cover included
  • Guaranteed replacement car for up to 14 days while yours is being repaired by an approved repairers
  • Up to 70% No Claim Discount
  • Up to £1,000 personal belongings cover
  • Free windscreen/glass repairs that don’t affect your no claims discount (when you use an approved repair service)
  • 'New for old' replacement for cars under two years old (if you are the first registered keeper)


Optional extras available from Saga car insurance include:

  • Legal Protection - If you are involved in an accident that's not your fault and was caused by a known, insured third party, Saga will provide up to £100,000 towards the costs of trained claims handlers  recovering uninsured losses following an accident
  • Increased Personal Accident Cover - Up to £20,000 for you or your named partner if you suffer a serious injury following an accident involving your vehicle
  • Discounted Saga Breakdown Assistance UK wide breakdown service, available at a discounted rate when added to a Saga Car Insurance policy
  • Accident Healthcare -  If you are unfortunate enough to be injured in a road accident in the UK, the SAGA Accident Healthcare option provides cover of up to £1 million for prompt private medical treatment. Accident Healthcare also provides access to the Saga GP Telephone Consultation Service, allowing you to talk to a GP whenever you need advice, even if it's not linked to a road accident.