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 Do you know how safe your savings are? Should you choose a fixed rate or a bonus rate? Our useful savings guides could help you to make the most of your money.
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Latest Savings Commentary

Income is king

Oliver Roylance-Smith / 15 May 2012

Investing for income is always a popular investment theme, never more so than in recent months with income solutions ruling the roost over the ISA season for both the cash ISAs and investment ISAs. ... Read more

7% potential annual income, capital protected

Oliver Roylance-Smith / 10 May 2012

"The latest Fair Investment Income Deposit Plan offers capital protection plus the potential to earn 7% for each year the FTSE 100 remains between 4,500 and 7,000 points (yesterday’s clos... Read more

The savings dilemma and the rise of alternatives

Oliver Roylance-Smith / 01 May 2012

The economic landscape continues to create a real dilemma for savings and put a spotlight on the fixed rate bond. With yields on these lowering amid continued pressures on getting the most out of yo... Read more

Saga Cash ISA

Compare cash ISAs - tax-free savings!

Whatever your reason for saving, you might as well benefit from great rates and avoid paying tax on the interest you earn. If you are over 50, you could open a Saga cash ISA, which will allow you save money at a competitive rate of interest. Compare Cash ISAs below to find the right one for you:

Cash ISA Selection
ProviderAccountInterest Rate (AER)TermApply
17.25%3 YearsApply Now >
This structured capital protected deposit plan offers a maximum return of 17.25% at maturity. Also available for Cash ISA and Cash ISA transfer.
7.00%6 YearsApply Now >
A 6 year capital protected structured deposit plan designed to pay 7.00% annual income. Also available as a cash ISA and ISA transfer.
3.30%1 YearApply Now >
3.30% gross/AER fixed for 1 year. £1,000 minimum opening balance. Withdraw cash early if you need to (subject to loss of interest).

*Income payments and returns are dependent on the performance of the FTSE 100 index.

Fixed Rate Cash ISAs
ProviderAccountInterest Rate (AER)TermApply
3.70%2 YearsApply Now >
3.70% tax free/AER fixed on balances from £10,000 or more. 3.40% on balances of less than £10,000. Minimum opening balance is £3,000.
3.30%1 YearApply Now >
3.30% gross/AER fixed for 1 year. £1,000 minimum opening balance. Withdraw cash early if you need to (subject to loss of interest).
Instant Access Cash ISAs
ProviderAccountInterest Rate (AER)TermApply
3.35%Easy AccessApply Now >
3.35% AER variable tax-free with a fixed bonus of 2.35% until 31st October 2013 for balances over £1,000. Balances under £1,000 earn 0.25% AER variable tax-free.
3.00%Instant AccessApply Now >
3.00% AER (2.96% gross p.a) tax free guaranteed for 12 months. Open with £1. No restrictions on withdrawals.
2.65%Instant accessApply Now >
The rate includes a fixed introductory bonus of 1.65% for the first 18 months from account opening.
2.50%Instant AccessApply Now >
Instant access cash ISA open to new and existing customers. Transfers accepted. £10 minimum deposit.

 

The Saga cash ISA offers the following:
  • Tax-free interest 
  • Easy access to savings over the telephone
  • No notice period or penalties for withdrawals
Whether you are looking at ways of making your retirement more comfortable, or are thinking of taking the trip of a lifetime, a Saga cash ISA could be a great way of getting started. Interest rates vary and you can choose from fixed rates or instant access so make sure you compare ISAs before applying to ensure you get the right deal for your needs.

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