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Santander Breakdown Cover

Compare Santander breakdown cover

Whether you drive everyday or only occasionally having a breakdown policy in place can be a good idea, as trying to arrange recovery without a breakdown cover may be stressful and expensive. There are a range of providers of breakdown insurance who offer various policies, you can check the table below to view a selection of breakdown cover providers and click the links to get quotes:

Compare Breakdown Cover Deals
ProviderOnline DiscountCover FeaturesSpecial Offers 
n/aCover from £25. (10% of customers achieve these prices online)

50% off your AA or RAC renewal quote. For vehicles 10 years & under on our closest equivalent UK vehicle cover. Underwritten by U K Insurance Limited

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n/aPersonal cover from £8 per month

4 out of 5 breakdowns fixed at the roadside. We'll fix you and get you on your way on average in just 30 minutes, 92% of members recommend the RAC. Rated 4 out of 5 stars on Trustpilot, making RAC the most trusted breakdown provider

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n/aNo matter the vehicle type or age you can rest assured you are in safe hands with one of the UK’s leading specialistsAny vehicle covered, any age. With our Full UK cover you are covered in every eventuality, from assistance at the roadside and your home address, through to overnight accommodation, hire car and onward travel should you vehicle not be immediately repairable.Get Quotes >
n/aGet 24 hour roadside recovery assistance from £39

Enjoy free At Home cover. New customers buying AA Breakdown Cover with National Recovery can add At Home cover at no extra cost. T&C's apply*

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n/aAverage response time 36 minutes - fastest cover in the country. Cover from £11.99. 5 Star rating from independent customer review agency Review Centre. Cover available for cars, vans, motorbikes & fleets

Unlimited Callouts per year No excess or callout charges, vehicle Home Start available, up to 1 hour Roadside Assistance, 75% of breakdowns repaired at roadside, covers the driver and up to 7 passengers, European Cover also available

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n/aCover from just £17.90

Half price MOT.

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* New customers buying any combination of National Recovery, At Home and Onward Travel options with breakdown membership and paying on an annual continuous basis will get an M&S or Gift gift card worth up to £50. To qualify, you’ll need to buy breakdown membership with at least 1 option (National Recovery, At Home and/or Onward Travel). The value of the gift gift card will depend on the number of options added to your cover - £20 gift gift card when adding 1 option, £30 gift gift card when adding 2 options, £50 gift gift card when adding 3 options.

Santander breakdown cover is not currently available as a standalone product. Santander do not directly offer their own breakdown cover service, Santander customers of their vehicle insurance policies do however currently have the option of purchasing breakdown cover from the RAC as an optional extra.


While Santander breakdown cover as a standalone option is not available, if you are looking for a standalone breakdown insurance policy there are a range of providers, one of which might be able to offer the right plan for you. When comparing policies in addition to considering things such as price you might also want to factor things into your decision such as;

  • Average response time
  • Number of vehicles
  • Customer ratings
  • Exclusions – some providers may not offer cover for certain types of vehicle or vehicles over a certain age


Level of cover

Providers of vehicle breakdown cover tend to offer policies in different price bands, with varying levels of cover, so you don’t have to pay for cover you feel you don’t need. The names and features of these different insurance bands will vary by provider but may include:


  • Roadside assist:  often the most minimal level of cover available generally provides a certain amount of time worth of free roadside labour and if the vehicle cannot be repaired there and then, you will be towed to a nearby garage.


  • Home assist: As basic roadside packages tend to exclude cover for breakdowns that occur within a close proximity to your registered home address, you may need to purchase a home assist package with your policy if you want to be covered for breakdowns that happen close to your home or if your vehicle won’t start when leaving your address.


  • Recovery – If the vehicle cannot be fixed at the roadside, then having a recovery package in place often means you get the option of you, your passengers and vehicle being recovered to any single location of your choice in the UK.


  • Onward Travel – Onward travel packages mean that in addition to recovery the policy provider may be able to offer you with alternative means to continue your journey if the vehicle cannot be fixed, this varies by provider but could include; the provision of a hire car for a set period of time or being put up in a nearby hotel for the night while your vehicle is repaired.


  • European cover – European cover plans mean that if your car breaks down elsewhere in Europe than the UK then you will still be provided with breakdown cover.