Latest Savings Commentary

Income is king

Oliver Roylance-Smith / 15 May 2012

Investing for income is always a popular investment theme, never more so than in recent months with income solutions ruling the roost over the ISA season for both the cash ISAs and investment ISAs. ... Read more

7% potential annual income, capital protected

Oliver Roylance-Smith / 10 May 2012

"The latest Fair Investment Income Deposit Plan offers capital protection plus the potential to earn 7% for each year the FTSE 100 remains between 4,500 and 7,000 points (yesterday’s clos... Read more

The savings dilemma and the rise of alternatives

Oliver Roylance-Smith / 01 May 2012

The economic landscape continues to create a real dilemma for savings and put a spotlight on the fixed rate bond. With yields on these lowering amid continued pressures on getting the most out of yo... Read more

Saving Account Comparison

Savings Accounts Comparison Tables

If you are looking for a savings account but are unsure which one to go for, do a savings account comparison to ensure you choose one that will meet you requirements - See our table below to do a savings account comparison and apply online:

Instant Access Savings Accounts Deals

Provider	Account	Interest Rate (AER)	Term	Apply
	Nationwide MySave	3.17%	Easy Access	Apply Now >
Rate includes 1.62% gross p.a. fixed bonus for the first 12 months 3.17% rate is available when you save £25,000 or more Easy access, with 1 free withdrawal per year £1,000 minimum deposit Unlimited further withdrawals, including closure, can be made but a lower rate of interest and loss of bonus will apply in the month of the withdrawal.
	ING Direct Savings Account	3.10%	Instant Access	Apply Now >
3.10% AER variable (3.06% gross p.a.) Includes a fixed bonus of 2.56% gross p.a. for 12 months Rate available on balances up to £250,000 Unlimited withdrawals without penalties Interest is paid monthly
	NetSaver	3.06%	Easy Access	Apply Now >
Minimum opening balance of £1,000 Manage your account online Interest rate includes a fixed bonus of 2.06% gross p.a. paid until 30 June 2013 Easy access withdrawals without notice or loss of interest
	Online Saver	3.01%	Instant Access	Apply Now >
Rate includes 1.36% gross/AER fixed bonus for 12 months Monthly interest option is also available Unlimited withdrawals with no loss of interest Open with just £1
	Direct Transfer Account	2.80%	Easy Access	Apply Now >
Rate includes a 0.89% bonus for 12 months Open with £1,000 Bonus rate to help your savings grow
	Nationwide Regular Savings	up to 2.50%	Instant Access	Apply Now >
Open with £1 Tiered interest rates Save up to £1,000 per month Unlimited withdrawals
	Lloyds TSB International Bonus Saver	1.51%	Instant Access	Apply Now >
Earn up to 2.01% with 12 month bonus and minimum balance of £100,000 Earn up to 1.51% with 12 month bonus and minimum balance of £5,000 Bank in Sterling, Euro or US Dollars Get instant access to your money
	Online Bonus Saver	0.75%	Instant Access	Apply Now >
0.75% rate includes a 0.50% bonus on months where you don't make a withdrawal Rate without bonus is 0.25% Open with just £1 Interest paid monthly
	Easy Saver	1.60%	Instant access	Apply Now >
Instant access via cash machines with an optional card 1.60% AER/Gross variable Rate includes a fixed introductory bonus of 1.50% AER for the first 12 months
Existing customers only	eSavings Account	2.50%	Instant access	Apply Now >
Instant access via bank transfer 2.50% AER/Gross (variable) on balances of £10,000 or more 1.60% AER/Gross (variable) on balances of £1 to £10,000 These rates include a fixed introductory bonus of 1.50% AER for the first 12 months Existing customers only

Savings accounts vary greatly in interest rate, how you can access and manage your money, how much and how often you pay into your account. Different types of savings accounts include:

Instant Access: With instant access savings accounts, you do not have to give any notice if you want access to your money, but the rate is likely to be lower than on no-notice accounts.
Notice Accounts: Notice accounts usually have a better interest rate but will require you to give notice before you are allowed to access your money.
Fixed Rate: The interest on the account stays the same for a set period of time, protecting you from changes in interest rates

Compare savings accounts with our free and simple service and apply online today.

Cash ISA Selection

Account	Interest Rate (AER)	Term	Apply
Investec FTSE 100 3 Year Deposit Plan	17.25%	3 Years	Apply Now >
This structured capital protected deposit plan offers a maximum return of 17.25% at maturity. Also available for Cash ISA and Cash ISA transfer.			Apply Now >
Fair Investment Income Deposit Plan	7.00%	6 Years	Apply Now >
A 6 year capital protected structured deposit plan designed to pay 7.00% annual income. Also available as a cash ISA and ISA transfer.			Apply Now >
1 Year Fixed Rate Cash ISA	3.30%	1 Year	Apply Now >
3.30% gross/AER fixed for 1 year. £1,000 minimum opening balance. Withdraw cash early if you need to (subject to loss of interest).			Apply Now >

See more Cash ISAs

*Income payments and returns are dependent on the performance of the FTSE 100 index.