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Earn 4.00% Gross/AER fixed for 5 Years
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Minimum deposit £10,000
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No partial withdrawals are permitted throughout the 5 year term
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Interest paid monthly, quarterly or annually
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Investment Deadline: 14th June 2012 (we need to have received your application form by 13th June 2012)
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Definitions AER — Stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. (As every advertisement for a savings product which quotes an interest rate will contain an AER, you will be able to compare more easily what return you can expect from your savings over time).
Gross — This is the contractual rate of interest payable before the deduction of income tax at the rate specified by law (currently 20%).
The AER advertised is based on interest paid gross and capitalised to the account once a year - please note that other interest payment periods are available and the actual interest rate on your account will be lower if you have interest applied more frequently, but when compounded will equal the AER.