Scottish Widows Instant Access Savings Account

Get great rates and easy access to your cash…

With Scottish Widows instant access savings accounts, like the easy access Direct Transfer account, you get a competitive interest rate and easy access to your cash.

Benefits of Scottish Widows instant access savings accounts, which are provided by Scottish Widows Bank,  include:

  • Easy, online access, 24/7
  • No hidden costs or penalties
  • 6 month bonus of 1.00%

For more information about the Scottish Widows instant access savings accounts and to apply online for the Scottish Widows Bank Direct Transfer account, click on the link below.

ProviderAccountInterest Rate (AER)TermApply
1.10%Instant AccessMore Info >
MARKET LEADING: Earn 1.10% gross/AER Instant Access. No notice periods. Unlimited payments and withdrawals. Pay in from £100. RCI Bank are protected up to a total of €100,000 by the FGDR, the French deposit protection scheme. Manage account online.
0.75%Easy AccessMore Info >
0.75% gross/AER on balances from £1,000 to £1 million. Guaranteed to be at least 0.50% above Base Rate** until 31st December 2017. Unlimited withdrawals without restriction or loss of interest.
0.75%Current Account
Instant Access
More Info >
Innovative new banking service powered by Clydesdale and Yorkshire Banks. Get your current account and instant access savings account working together. Earn 0.75% AER on ALL instant access savings balances, and 0.25% AER on current account balances up to £2,000. No monthly account fee
0.75%Easy AccessMore Info >
Earn 0.75% tax free/AER variable. Open with £100. Unlimited free withdrawals. Transfer in ISAs held elsewhere - no limit
up to 0.05%Instant accessMore Info >
0.05% AER Gross (variable) for balances over £50,000 (0.01% AER Gross variable for balances under £50,000). Open with £1. Interest paid monthly. No penalties and no withdrawal charges. Manage your account online, in branch or by phone. Over 16s only
0.01%Instant accessMore Info >
0.01% AER Gross (variable). Open with £1. Interest paid monthly. No penalties and no withdrawal charges. Manage your account online, in branch or by phone. Over 16s only

Gross is the interest you will receive before tax is deducted.

AER stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.