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Scottish Widows Insurance

Scottish Widows offers a range of life and critical illness insurance products which can be purchased either online or by visiting a Lloyds TSB branch.

Scottish Widows Life Insurance

Scottish Widows Life Cover will pay out a cash sum if you die, or are diagnosed with a terminal illness, before the end of the policy term. Main benefits offered include:

  • Option to add Premium Protection at the outset for an additional cost, which will pay your premiums if you are unable to work due to sickness or an accident
  • Flexible plans which allow you to adapt or increase the amount of cover at any time, increase or reduce your term, or add on benefits

Scottish Widows Critical Illness Cover

Critical Illness with Life Cover can provide a cash sum on death or on diagnosis of a terminal illness or specified critical illness within the policy term. Features include:

  • Children’s critical illness cover automatically included at no extra cost
  • Option to add Premium Protection 

Scottish Widows Lifetime Cover

Scottish Widows Lifetime Cover can pay out a cash lump sum when you die, or if there are two people covered, when the last person dies. Additional benefits include:

  • Option to take out Lifetime Cover on a single life basis or with two lives assured
  • Full cover but no more payments after age 90
  • Option to add Premium Protection