Find out about self cert mortgages...
In the past, self-cert mortgages have offered a chance of homeownership for people who cannot prove their income, such as the self-employed, who might otherwise have been unable to buy a home. However, self-cert mortgages have come under the spotlight for sinking people into debt which they are unable to repay, so now it is usual to have to prove your income.
If you are self employed, a freelancer or contractor, someone who is paid in commission or bonuses, or you have an irregular income, you could struggle to get a mortgage. To see what deals are available for your personal circumstances, use our free service which offers:
- Information about the mortgages available
- Quotes from across the mortgage market
- Impartial advice about the right deals for you
Just click on the link below and fill in the quick form and one of our expert advisors will call you back to see if there is an alternative to self-cert mortgages.