Self Cert Remortgage

Self Cert Remortgage

The UK Self Cert Remortgage market has come along way in the last 5 years with many more providers offering products as more and more people demand flexible lending solutions based on their lifestyles.

If you are currently paying interest on a lenders standard variable rate then you are probably paying more than you need to for your mortgage. In considering a Self Cert Remortgage deal with either your existing or a new lender it is important to consider the additional costs involved including revaluation fees, arrangement fees and legal fees when weighing up your options.

Initial Rate Type Period To Provider The Overall Cost For Comparison APR LTV   5.29% Offset   First Direct 6.20% 80% More 5.29% Fixed May 2010 First Direct 6.20% 80% More 5.34% Standard May 2033 First Direct 5.50% 90% More 5.35% Discount May 2011 Vernon 7.30% 80% More 5.39% Offset   First Direct 6.20% 80% More 5.39% Adverse Apr 2010 Chelsea Building Society 7.30% 75% More 5.39% Fixed May 2013 First Direct 6.20% 80% More Powered by Defaqto THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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