Self Certification Mortgages

Mortgages with self certification...

Self certification, or self cert mortgages have previously been able to help those unable to prove their income, if for example you are self employed or work on a commission basis. But self-certification mortgages have become increasingly difficult to secure since mortgage providers started to tighten their lending criteria, requiring proof that you can afford to repay the mortgage.

If you were looking for a self certification mortgage, talk to an expert advisor to see what your options are.

Or, see the table below for some of the best available mortgage rates:  

Self certification mortgages – often shortened to self cert mortgages – provided a way of acquiring a mortgage for people whose income was not easily assessed and without a need to provide proof of income. This was particularly of use to those who depend on overtime bonuses for a large segment of their income, work on contracts or have other sources of finance that the standard mortgage assessment methods cannot effectively account for.

See what you mortgage options are, click on the link below and fill in the quick form to get professional mortgage quotes and advice: