Mortgage News

Over £250 billion of UK Mortgages not covered by life insurance

Colm Hebblethwaite / 09 November 2011

A large number of people in the UK have taken out a mortgage in order to get their feet firmly on the property ladder, but a new study has shown that a substantial amount of these people do not have... Read more

104% increase in buy to let mortgage deals over the last three years

Colm Hebblethwaite / 27 October 2011

New statistics released by Defaqto have revealed that the amount of buy to let mortgage deals on the market has risen by 104% since 2008. In October 2008, there were 237 buy to let mortgage pr... Read more

HSBC to make £350 million available for first time buyer mortgages

Colm Hebblethwaite / 14 October 2011

There has been a longstanding war of words between the UK’s financial institutions and various government ministers over the amount of money that is being set aside for first time buyer mortga... Read more

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Self Certification Remortgage

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Self certification mortgages could could have helped if you are self employed or unable to prove your income for some other reason, but lenders are not a lot stricter about requiring proof that you will be able to repay your mortgage. Our quotes and advice service could help you to find a remortgage deal that is right for you, just click on the link:

Or, see the table below for some of the most competitive mortgage rates on the market at the moment:

Remortgage Deal Selection - Call Direct

Initial Rate	Provider	Term	Type	APR*	LTV
2.09%		2 Years	2 Year Tracker	4.00%	60%	More Info >
2.09%	£1,995 booking fee. Call 0800 077 3454 to speak to a Santander Mortgage Specialist.					More Info >
2.35%		2 Years	2 Year Tracker Exclusive	4.00%	60%	More Info >
2.35%	Only available to existing current account customers. £1,499 product fee. Call 0800 1582934 to speak to a NatWest mortgage specialist.					More Info >
2.28%		2 Years	2 Year Fixed Rate Remortgage	3.90%	60%	More Info >
2.28%	£1,999 booking fee. Maximum mortgage size £500,000 Call 0800 077 4264 to speak to the HSBC mortgage team.					More Info >
3.74%		2 Years	Great Escape 2 Year Fixed Rate Remortgage	3.90%	70%	More Info >
3.74%	No Product fee. Reverting to 3.89% (base rate + 3.39%) variable for the remaining term of the mortgage. Call 0845 0701720 to speak to a Woolwich mortgage specialist.					More Info >

*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker

In the past, if you had no proof of income but you need to remortgage your home loan, you could have considered getting a self certification remortgage so that you can:

Secure a mortgage despite being unable to prove your income
Get a mortgage even if you have an irregular income
Remortgage despite having bad credit, debts, overdrafts, CCJs, mortgage arrears etc.

Even though self-cert remortgage deals are now no longer available, you could still find a mortgage deal to suit your needs with our free service:

Get quotes from across the market
Compare deals from leading lenders
Get advice from a mortgage expert

Check out the latest rates in the table and compare self certification mortgage deals today and find the right one for you.