Self Certification Remortgage
Self Certification Remortgage
If you are experiencing difficulty getting a remortgage as a result of having no proof of income, you might consider getting a self certification remortgage.
Advantages of a self certification remortgage include:
- Being able to secure a mortgage despite not being able to prove your income or if you have an irregular income
- Not having to provide audited accounts
- Using it remortgage to pay off high interest borrowings or personal debts.
- Being able to remortgage your house despite having bad debt, overdrafts, CCJs, mortgage arrears etc.
Self certification remortgages are designed for those who are unable to prove they have a regular income, such as people who receive bonuses, commission, overtime, have more than one income or are contract workers. To be eligible for a self certification remortgage, you do not necessarily need to provide audited accounts, a letter from your accountant or correspondence from the Inland Revenue may suffice. You can also use this remortgage consolidate your existing debts - to pay off high interest borrowings such as business development loans or personal debts such as overdrafts and credit cards.
Fill in the enquiry form to use our free self certification remortgage service - get free quotes from accross the market and advice about which deals are best for you.
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4.85%
| Buy To Let | | The Mortgage Works |
7.50%
| 70% |
More
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4.89%
| Fixed | Oct 2010 | Yorkshire Building Society |
7.00%
| 75% |
More
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4.99%
| Discount | Aug 2010 | HSBC |
6.50%
| 80% |
More
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4.99%
| Discount | Aug 2010 | Lloyds TSB Scotland |
7.20%
| 75% |
More
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4.99%
| Fixed | Sep 2010 | Principality Building Society |
7.20%
| 60% |
More
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4.99%
| Discount | Oct 2010 | Cheltenham & Gloucester |
7.20%
| 75% |
More
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4.99%
| Fixed | Nov 2010 | Cheltenham & Gloucester |
7.20%
| 75% |
More
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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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For Quotes & Advice on mortgage deals and interest rates complete our mortgage enquiry form.