Self Employed Remortgage

Self Employed RemortgageSelf Employed Remortgage

Being self-employed can provide you with independence and the freedom to build you own business. However self-employed homeowners have traditionally encountered problems remortgaging, as the amount they earn is not reflected in their yearly accounts, or they have outstanding mortgage arrears.

However, with over 3 million people in the UK now working on a self-employed basis, many mortgage lenders have developed products to cater for this growing market. Self-employed remortgage products, often referred to as Self Cert remortgages, allow people who have irregular or difficult-to-prove income to declare what they earn without providing evidence through P60s or payslips.

A range of remortgages for the self-employed is available, depending on your particular circumstances. If you have a bad credit history, this is not necessarily a problem.

Our service provides a network of UK self employed remortgage specialists who can provide quotes and information based on your personal situation.


Initial RateTypePeriod ToProviderThe Overall Cost For Comparison APRLTV 
N/A OffsetJul 2034Beverley 5.00% 75% More
2.89% DiscountJul 2011Marsden 5.00% 60% More
2.99% Buy To LetJul 2010The Mortgage Works 5.00% 60% More
3.19% OffsetJul 2011Scottish Widows Bank 4.00% 60% More
3.24% StandardJul 2034Woolwich (Barclays) 3.00% 60% More
3.29% StandardJul 2012Saffron Building Society 5.00% 60% More *
3.29% StandardJul 2012Bank of Scotland Mortgages 5.00% 75% More *
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*for existing customers only

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.


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