Shared Ownership Mortgage Calculator

Compare Shared Ownership Mortgages

Shared Ownership Deal - NatWest 2 Year Fixed »NatWest Mortgages

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1.74%Reverts to 3.75% after 2 years


Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Provider

Type

Initial Interest Rate

Initial Term

Max LTV*Product Fee 
Fixed
Shared Ownership

1.74%

Reverts to 3.75%

2

Years

60%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Fixed
Shared Ownership

2.63%

Reverts to 3.75%

2

Years

75%

NoMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.690% APRC. This is the cost of the mortgage over the full term.
Fixed
Shared Ownership

2.63%

Reverts to 3.75%

2

Years

75%

YesMore Info >
Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.

Representative Example:


A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.


The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).


In this example the overall cost for comparison is 3.7% APRC representative.


YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

If you are a first time buyer and looking to get onto the property ladder, you could use a shared ownership mortgage, whereby you buy 50% of a property and a mortgage lender buys the other half, for which you pay rent.

You will need to have certain information to hand in order to work out how much you want to spend before using a shared ownership mortgage calculator such as:

  • The deposit amount you have available
  • The interest rate you can get on your mortgage
  • The length of the mortgage you wish to take out
  • Details of all parties wanting to be included in the mortgage contract

Remember it is always worth getting at least three quotes in order to find the most competitive offers. By using our FREE Mortgage Quotes Form we can search the market to find the most suitable shared ownership mortgage rates for you, and an advisor can help you to work out how much your repayments would be.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker